1. DIGITAL ECONOMY IN SOUTH ASIA & SOUTH EAST ASIA
Regional Inclusive Growth Project (Diginomics - I) Going Digital: From Innovation to Inclusive Growth in India -Sidharth Narayan
UNLOCKING THE POTENTIAL:
DIGITAL ECONOMY IN SOUTH ASIA & SOUTH EAST ASIA
- Bangkok, 23rd August 2018
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2. Digital Footprints in India – Current Scenario
Consumers
Personal Life
Professional Life
Private Players
Way of Conducting Business
Disruptive Innovation
Government
Governance
Economy
SDGs
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3. E-clinic Services in Rajasthan, India: A Case Study
75 percent of medical dispensaries and 60 percent of hospitals are located in urban areas
80 percent of doctors serve urban areas, barely catering to approximately 28 percent of the national population
Rural population majorly depends on public healthcare facilities, which is struggling with challenges, such as poor budgetary allocations and shortage of staff
Availability of doctors and skilled healthcare professionals is also a concern, owing to their unwillingness to work in low resource settings
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4. E-clinic Services in Rajasthan, India: A Case Study
ICT enabled innovative solutions, such as E-clinics, have enabled access to essential services to the underprivileged and underserved areas.
E-clinics are gaining popularity and acceptance, among citizens over time, and are considered as low cost and effective mode of providing primary healthcare services.
ICT have the potential to accelerate the efforts moving towards achieving the objectives of SDG Goal Number 3 of the United Nations (UN) ‘Good Health and Well-Being’.
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5. Effective Governance through Digital Payments in India: A Consumer & Merchant Oriented Case Study
India, with a population of over 1.3 billion people, spread over approximately 3 million sq.km, faces challenges in achieving financial inclusion
Majority of the financially excluded population hail from rural areas, which attribute to approximately 67 percent of the total population
Pradhan Mantri Jan-Dhan Yojana (PMJDY) was launched in August 2014, has so far resulted in opening of 314 million zero balance bank accounts
Over 190 million Indian adults still do not have a bank account.
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6. Effective Governance through Digital Payments in India: A Consumer & Merchant Oriented Case Study
ICT enabled digital solutions, have made it easier for citizens to avail services and receive benefits, from the government
Leakages and malpractices in G2P payments have reduced because of digital payments
While the uptake of digital payments is rising, the pace of uptake may be enhanced through capacity building among citizens and strengthening of infrastructure, especially at the last mile
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7. Assessing the Regulatory Challenges in the Digital Economy Framework
Government
Imperfect Information
Obsolete Regulations
Regulatory Overlaps
Regulatory Uncertainty
Consumers
Insufficient Infrastructure and access to ICT
Poor digital literacy
Data privacy and cyber-crimes
Fake news / misinformation
Private Players
Algorithmic price fixing and anti-competitive practices
Forum shopping
Misappropriation of consumer data
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8. Way Forward Need for Optimal Regulation
Undertake Impact Assessments of Regulations (Existing and Proposed)
Inclusive and transparent approach to regulatory decision making
Focus on R&D
Overcome digital infrastructural challenges and new age consumer concerns
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9. Further Deliberation
Examine the need for capacity building of regulators and policy makers.
How to promote enhanced uptake of digital technologies by consumers.
Ways for enhanced collaboration between the government and businesses for increased penetration of digital economy.
Explore opportunities for cross-learning between various countries on similar lines such as this study.
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10. Thank you for your attention
Thank you for your attention! - Sidharth Narayan Senior Research Associate CUTS International, Jaipur Tel: Ext: 119 Fax: Mobile: Web: 
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