1. Difficulties faced by people with disabilities in being self-employed

2. Most people with disabilities…
Prefer not to apply for microcredit, even if it is available locally
Are able to adapt and learn quickly
Are risk-averse, afraid to lose what they have
Consider a loan as a last resort
Do not know how to approach an MFI
Have had unhappy experiences when approaching offices
Mersland

3. Most people with disabilities…
Are misinformed about MFI and existing MF products
May wait for specific programmes
Who were denied the access to a loan believe it is because of their impairment (even if the real reason is business capacity)
May have higher operational costs in their activity
Mersland