1. British Airways Visa Card

2. 2. British Airways Visa Card- Benefits
No annual fee for the first year, then 395 SEK annually.
Welcome bonus – The customer will receive 5000 bonus Avios when the card is used for the first time.
Collect 2 Avios for every 20 SEK spent with British Airways.
Collect 1 Avios for every 20 SEK spent on all other purchases.
Enjoy up to 56 days of interest free credit and flexible payment options.
Get a companion voucher when you spend 500,000 SEK in a year.
Take advantage of 30% discount on Menzies business lounge access in Sweden.
Enjoy free travel insurance for accidents, delays and cancellations.
Collect 250 bonus Avios when you pay for your Avis rental with the card.
British Airways Visa Card customers receive a 0.15 Sek/Litre discount on fuel. Please note, this discount can be seen on your monthly bill, it will not be visible on the fuel pump.

3. 1. British Airways Visa Card- Further Information
Annual fee is 395 SEK (the first year is free).
The maximum credit limit attainable is SEK.
Annual fee 395 SEK, 13.79% effective interest rate (4 September 2015). The total amount payable is 21,603 SEK based on a credit of 20,000 SEK and 15.90% APR. The amount is calculated on the basis that the credit is repaid over 12 months and that the interest-free period of 39 days is used.
The cash withdrawal fee is 3% of the amount withdrawn, however there is a minimum fee of 35 SEK per withdrawal.
The currency exchange surcharge is 1,5% on the exchange rate.

4. 2. Who is eligible for a British Airways Visa?
Age: 20-65
Yearly income: SEK
Must have a Swedish address and social security number
Subject to credit rating