1. Quality of Life . . . Insurance®
Real Benefits + Real Flexibility = TRUE Protection
No-Cost Accelerated Benefit Rider
Transamerica Trendsetter® LB Accelerated
Death Benefits
LSW Accelerated Benefits Riders
North American Accelerated Death Benefit Endorsement
Available
Chassis
Term, Guarantee UL, Indexed UL, UL
Term Only*
Term, Indexed UL, UL
Guarantee UL, Indexed UL
Chronic Illness
Benefit Max
a Lesser of 100% of DB or $1,500,000
a Lesser of 90% of DB or $500,000
a Lesser of 100% of DB or $1,000,000
Critical Illness Benefit Max
N/A
Terminal Illness Benefit Max
a Lesser of 100% of DB or $500,000 a
Lesser of 75% of DB or $750,000
Available on all UW classes?
Chronic illness: cannot be added to table 4 or higher Critical Illness: cannot be added to table rated classes
Chronic illness: Subject to meeting underwriting eligibility requirements
QoL Advantage
*Transamerica offers paid LTC rider on UL products.

2. Quality of Life . . . Insurance®
Real Benefits + Real Flexibility = TRUE Protection
No-Cost
Accelerated Benefit Rider
Transamerica Trendsetter® LB Accelerated
Death Benefits
LSW Accelerated Benefits Riders
North American
Accelerated Death Benefit Endorsement
Available
Chassis
Term, Guarantee UL, Indexed UL, UL
Term Only*
Term, Indexed UL, UL
Guarantee UL, Indexed UL
Chronic Illness Qualifying Conditions
Unable to perform two of the six daily activities (ADLs) of living without assistance or ;
Severe cognitive impairment.
Critical Illness Qualifying Conditions
Major heart attack
Stroke
Invasive Cancer
Coronary Artery Bypass
Blood Cancers: Leukemia, Lymphoma, and Multiple Myeloma
Major Organ Transplant
End Stage Renal Failure
Paralysis
Coma
Severe Burn
The insured being diagnosed after the Rider date with a medical condition that would, in the absence of treatment, result in the insured's death within 12 months.
Heart attack (myocardial infarction)
Cancer
End-stage renal failure
Major organ transplant
ALS (Amyotrophic lateral sclerosis)
Blindness (Corrected vision no better than 20/200 in both eyes)
N/A
Terminal Illness Qualifying Conditions
An illness or physical condition that is certified by a physician to be reasonably expected to result in the insured’s death within 24 months
An illness or physical condition that is certified by a physician to be reasonably expected to result in the insured’s death within 12 months
Available on all UW classes? a
QoL Advantage
* Transamerica offers paid LTC rider on UL products.