1. AIM-IRS 2008 ABMTS Elizabeth Wallace and Ron Pitts
August 15, 2008
Association for the Improvement of Minorities within the Internal Revenue Service
39th Annual Business Meeting and Training Seminar
August 11 – 17, 2008
Milwaukee, WI
RETIREMENT
Elizabeth Wallace and Ron Pitts
Retirement Seminar

2. On The Road To Retirement
AIM-IRS 2008 ABMTS
August 15, 2008
30 Years
On The Road To Retirement
20 Years
10 Years
5 Years
Elizabeth Wallace and Ron Pitts
Retirement Seminar

3. Health Healthcare Nutrition Debt Management
Elizabeth Wallace and Ron Pitts

4. Health Working definition for this segment: Health – living good
AIM-IRS 2008 ABMTS
August 15, 2008
Health
Working definition for this segment:
Health –
living good
enjoying life’s activities
being aware and concerned about good health
practicing good health habits, such as playing sports, having fun, positive upside of health
practicing safe sex, all ages
Elizabeth Wallace and Ron Pitts
Retirement Seminar

5. Lifestyle Questionnaire
AIM-IRS 2008 ABMTS
August 15, 2008
Health
Lifestyle Questionnaire
Do you go to a doctor?
Are you suffering from any of the diseases that are prevalent among African Americans?
Name them:
Diabetes___________
High Blood Pressure___________
Bad Cholesterol______________
Other______________________
Elizabeth Wallace and Ron Pitts
Retirement Seminar

6. Health Are you on medication for any of the above?
Do you take medication as prescribed?
Do you have an exercise program?
What do you do? ____walk ____jog ____tread mill
____cycling ____health riding ____stretching
Do you have an elderly parent?
Would you be responsible for their care, if it became necessary?
Elizabeth Wallace and Ron Pitts

7. Health
How would you have to alter your lifestyle, if caring for your elderly parents became necessary?
Elizabeth Wallace and Ron Pitts

8. Nutrition
Elizabeth Wallace and Ron Pitts

9. Nutrition What is nutrition? How do you get nutrition?
How important is it?
Elizabeth Wallace and Ron Pitts

10. Nutrition What is nutrition? carbs protein fat
Elizabeth Wallace and Ron Pitts

11. Nutrition How do you get nutrition? foods education healthy habits
Elizabeth Wallace and Ron Pitts

12. Nutrition CAVEMAN natural diet MODERN MAN refined empty diet
Elizabeth Wallace and Ron Pitts

13. Nutrition How important is it? critical life long not free
Elizabeth Wallace and Ron Pitts

14. Healthcare Prevalent diseases among African Americans: Diabetes –
AIM-IRS 2008 ABMTS
August 15, 2008
Healthcare
Prevalent diseases among African Americans:
Diabetes –
2.7 million
11.4% of all African Americans have diabetes
1/3 do not know they have it!
High blood pressure –
35% of African American have hypertension
accounts for 20% of African American deaths in the U. S.
twice as many deaths than whites for hypertension
Elizabeth Wallace and Ron Pitts
Retirement Seminar

15. Healthcare Heart Disease – HIV/AIDS –
AIM-IRS 2008 ABMTS
August 15, 2008
Healthcare
Heart Disease –
diabetes can lead to heart disease
high blood pressure can lead to heart disease
greater percentage of women now having heart attacks
obesity and physical inactivity are factors
HIV/AIDS –
more than a million
growing rapidly among minority populations
a leading killer of African American males
Elizabeth Wallace and Ron Pitts
Retirement Seminar

16. AIM-IRS 2008 ABMTS
August 15, 2008
Healthcare
Diabetes, high blood pressure and heart disease can all lead to physical disabilities and sudden and untimely death.
Elizabeth Wallace and Ron Pitts
Retirement Seminar

17. $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $ $
Health
Healthcare
Nutrition
Debt Management
Elizabeth Wallace and Ron Pitts

18. Debt Management ESSENTIALS Monthly expenses Random expenses
Elizabeth Wallace and Ron Pitts

19. Debt Management TEAM EXERCISE
Each team will create five credit card debts.
$5,000 or more each.
Create interest rates
Add any items not reflected on the handout
Elizabeth Wallace and Ron Pitts

20. Debt Management Let’s go to work! 45 day review 90 day review
Elizabeth Wallace and Ron Pitts

21. Debt Management
manage that debt and enjoy your retirement! See websites:
Elizabeth Wallace and Ron Pitts

22. AIM-IRS 2008 ABMTS
August 15, 2008
Retirement Seminar