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Published byKendrick Barks Modified over 10 years ago
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Credit Card Business
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Where Do Cards Fit?
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Consumer Banking Needs
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Aversion to Risk or Profit?
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Modern Role of Cards
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Broad Perspective
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İdeal World
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Typical Retail Banking Structure
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Typical Retail Bank Marketing
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Preferred Credit Card Structure
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Issues and Challenges
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Difficulty of Differentiation
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Demographic Segmentation
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Cluster Segmentation
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Matching Features to Segmentation
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Active, Trandy, Vibrant, Safe
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New versus Existing Accounts
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Existing Account Life Cycle
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Targeting the Right Incentives to the Right Customer at the Right Time
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Existing Account Marketing
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Leverage and Complete Value Chain
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Identify Most Profitable Customers
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Create Strategies to Retain Them
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Issues and Challenges
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Traditional Reasons for Outsourcing
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Why Companies Outsource?
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Advantages
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Disadvantages
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Determine Your Needs
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Identify the Potential Benefits
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Identify Potential Risks
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Management Time
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Outsourcing Can Deliver
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Issues and Challenges
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Risk Management
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Which Öne Would You Issue To?
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Risk - Application Processing
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Issues and Challanges
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Sales vs Service Matrix
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12% of New US Cards are Booked Online
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Customer Service is Moving Online
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Why the Call Center?
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Retail Distribution Strategy
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Communication s Integrated in all Aspects of the Customer Lifecycle
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Use of Multiple Channels
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How do I Manage the Telemarketing?
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Issues and Challenges
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Market Forces
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Market Forces: Competition
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Challenging the Traditional View
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Merchant Segment Characteristics
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Merchant Scorecard
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