2. IDENTITY THEFT Protect Yourself and Your Good Name ITT Employees Federal Credit Union

3. How Theft Occurs Stolen Wallet or Purse Stolen Mail Going through your trash Buy your information from inside sources

4. How Theft Occurs (cont..) Fraudulently obtain your credit report They complete a change of address form to divert your mail to another location

5. How They Use The Information Call the credit card company and ask to change the address. Establish a phone or wireless service under your name.

6. How They Use…. (cont..) Open a bank account under your name and write bad checks on it. Counterfeit checks or debit cards and drain your account.

7. Protect Yourself Never reveal personal information Pay attention to billing cycles Deposit outgoing mail in post office collection boxes. Put passwords on our credit card, bank and phone accounts.

8. Protect Yourself (cont..) Minimize the personal information you carry on you. Destroy your receipts Order a copy of your credit report every year.

9. Credit Bureaus There are three major credit reporting agencies. You should verify your information with them once a year to help identify any fraud.

10. Free Yearly Credit Report Go On line to: annualcreditreport.com Or call 1-877-322-8228 OR mail your request to: Annual Credit Report Request Service P O Box 105281 Atlanta, GA 30348-5281

11. They have…. 30 days to investigate and respond to you in writing as to whether the information was confirmed, has been updated, or has been removed from your report.

12. If You Are A Victim Contact the Three Credit Bureaus Contact Creditors Involved

13. If You Are A Victim (cont..) File a report with local police If someone is using your Social Security number to apply for a job, contact SSA at 1- 800-269-0271

14. Thank you for joining us for Identity Theft: Protect Yourself and Your Good Name A presentation from ITT Credit Union (260) 451-6161 (260) 451-5095