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Legislative Update: Outdated Laws and Unintended Consequences

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Presentation on theme: "Legislative Update: Outdated Laws and Unintended Consequences"— Presentation transcript:

1 Legislative Update: Outdated Laws and Unintended Consequences
Manuel H. Newburger Barron & Newburger, PC 7320 N. MoPac Expy., Suite 400 Austin, TX |Direct , x-216 |Office |Cell

2 Mandatory Notices

3 FDCPA Basic FDCPA notice Basic FDCPA notice plus Miller/Avila Text
Basic FDCPA notice plus Miller/Avila Text and Greco Disclaimer Recent NJ cases

4 FDCPA + Stale Debt Notice
Licensure Notices Special Notices of FDCPA-type Rights California Massachusetts Negative Credit Reporting Notices Stale Debt Notices Choice of Law Non-Reported Debts

5 State Licensing Requirements
Debt Buyers Attorneys Net Worth Issues

6 Statutes of Limitations
Range of limitations periods Extension by Payment Novation Is longer better or worse for consumers?

7 Choice of Law Common Law Borrowing Statutes

8 Liability for the Debts of Others
Statute of Frauds Doctrine of Necessaries/Necessaries Statutes Filial Responsibility Statutes


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