1. Two models of e-invoicing in Finland
eGovernment Working Group
Jere Reinikainen
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2. State Terasury
The State Treasury is a service bureau that is run on quality management principles. It operates in three divisions under the Ministry of Finance:
Administrative Management serves the State corporation as the financial and personnel administration expert by generating Group-level information on a centralized basis, guiding the production of administrative information and the use of procedures in administration, and by directing the use of purchased services.
The Finance division administers the central government’s debt, cash funds, most of the loans and interest-rate subsidies granted from central government funds, and some of the State guarantees.
The Insurance division is the State’s insurance institution. It promotes risk management in the entire central government.
Lehtikuva Oy

3. Key figures Invoices in Finland B2B 200 million B2C 200 million
E-invoices in Finland
B2B 9 milj. (e-invoices send throw banks not included)
B2C ? Production just started in one Finnish bank, others to production by the end of the year 2006
3,6 million internet banks in Finland = High expectations B2C
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4. Key figures - Finnish Government
Invoices
B2G 2,7 million
G2B 1,5 million
G2C 11,7 million
e-invoices
B2G 18%
G2B Potential 40 %
G2C Potential 40 %
89 % of invoices are sent to Consumers
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5. Two models of e-invoicing?
Several Standars:
Finvoice, eInvoice, TeappsXML…
Standards are developed by:
Finvoice developed by the Finnish bank association
Other standards developed by service providers
One of the reasons for two models in e-invoicing
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6. MAINSTREAM e-invoices, B2B and B2C Suppliers Customers Large 2 %
Medium-sized
1,6 %
Small
96,4 %
Private
persons
Large
companies
Medium-sized
Small
Service providers
MAINSTREAM
Banks
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companies in Finland (2005)

7. Cooperation in Finland – eInvoice Forum
TIEKE Finnish Information Society Development Centre
Technical work group (operators and banks)
Software work group (software providers)
User work group
e-invoicing summits
Suppliers, banks, operators, software providers, public administration
There is no mandatory legislation for e-invoicing in Finland. Markets and Cooperation of different parties determine the overall structure of business.
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8. Governments Strategy No selfmade solutions Aim to be the Market Leader
Only Off-the-self software solutions and services used
Aim to be the Market Leader
Active cooperation to enhance the use of e-invoice
No mandatory legislation
Legislation has supporting role
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9. Governments Business Model
1 Service provider
G2B, G2C, B2G
Both inhouse and ”standard” formats
Separated contracts with banks
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10. Public administration Recommendation (JHS)
JHS 155 Utilisation of electronic invoices in public administration
No invoices
Finvoice or eInvoice
Recommendation to increase the use of electronic invoices
Guidelines to processes
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11. Northern European Subset (NES)
Participants:
Denmark, Sweden, Norway, Iceland, UK, Finland
Objectives:
Define common UBL 2.0 based standard for E-invoicing and E-purchasing used in both domestic and cross-border trade between the participating countries.
Harmonization of UBL and UNCefact
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12. Next in Finland… e-invoices to consumers
No expenses
3,6 million netbank customers
Services are available to all-sized parties
Enhanced cooperation between the banks and the operators  Partnership  Synergy
Enhanced use of electronic information
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13. The share of received E-invoices in Finnish government
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14. Questions, comments? jere.reinikainen@valtiokonttori.fi
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