1. Ancillaries: Your Key to Success

2. Take care of your clients Doughnut Hole!
92% of insurance claims are due to an accident or Critical Illness
75% of bankruptcies are due to health bills. 48% of these were people who had health ins.

3. Ancillaries: Benefit to the agent
Weekly pay. Agent’s make $100k / year alone on ancillary sales
We tie your Cross Sell Rate to the amount of fresh leads you receive/day
Much higher client retention vs. selling only Medical only
Much higher closing rates. Poor agents sell on price. Top agents sell value.

4. American General Accident Portfolio
Emergency Care Visit
Follow Up Care Visit
Ambulance
Fractures, Dislocations
Lacerations & Burns
Surgery
Physical Therapy
Prosthesis
X-Rays
Major Diagnostic Exams
Product
Benefit
Accident Choice Plus
Immediate cash/ lump sum payout
Up to $25,000 in coverage
No network, no waiting periods, no lifetime limits
Accident Expense Plus
Up to $15,000 in coverage
Emergency Care Plus
Immediate cash payout.

5. American General Critical Illness Portfolio
Cancer
Heart Attack
Stroke
Coronary Artery Bypass
Renal Failure
Coma
Paralysis
Severe Burns
Loss of Sight, Speech or Hearing
Loss of Independent Living
Major Diagnostic Exams
Major Organ Transplant
Product
Benefit
Critical Care Plus
Immediate cash/ single lump sum payout
$50 annual wellness benefit. The plan will pay for itself.
$10,000 - $100,000 in coverage options

6. American General AD&D Portfolio
Accidental Death
Dismemberment
Paralysis Benefit
Severe Burns
Loss of Hearing
Product
Benefit
AccidentCare Direct Plus
Immediate cash/ lump sum payout
$100,000 - $500,000 in coverage options

7. United Ancillaries Product Benefit Dental
Traditional PPO Dental Coverage
Preventative 100%, no wait
Basic 80%, 6 month wait
Major 50% , 1 year wait
Vision
Must be added to dental, can’t buy separate
Best Vision Program in the Nation!
$10 Copay to see Eye Dr.
$25 Copay for Frames, Lenses & Contacts
Disability
Disability coverage for Accident & Sickness
Tax Free Benefits, Up to 60% of income
Choice of Elimination Period & Income Benefit
Term Life/CI SafeGuard
Term Life Insurance with Critical Illness

8. SureMed Discount Program
Top Products
Benefit / Discount
Dental
Aetna Dental Access Network
Will cover cosmetic
No waiting periods
20-70% Discounts
Vision
Coast to Coast Vision
20-60% Discount
Prescription
20-85% Discount
Teladoc
Doctor On-demand 24/7
Will treat all common medical issues
Will prescribe Rx. No Narcotics
All calls are free

9. Ancillaries: Keep it simple
This is Your Mandatory Package
SureMed
AIG Accident
AIG Critical Illness
AIG AD&D
United Dental & Vision