1. Home Repair Program

3. Why Home Repair?

4. Geographic Service Area
Marion, Hendricks, and Hancock Counties
Population of ~1.2 million
Median household income ($59,331) greater than that of Indiana as a whole ($50,532). This can be misleading.
Median household income of Marion County = $42,168
Median household income of Center Township = $28,486
Data collected from The US Census Bureau's 2010 Census and the 2015 American FactFinder

5. Data collected from The US Census Bureau's 2010 Census and the 2015 American FactFinder

6. How to do Home Repair?

7. Funding CDBG Grant-Funded $620,000 in 2018
Used to fund significant projects ($15-25K)
Focus on exterior, health and safety, and energy efficiency repairs and improvements
Split between two City-designated focus neighborhoods in downtown Indianapolis
Habitat-Funded
$65,000 used on ~70 projects in 2018
Smaller projects than CDBG ($0-1,500)
Focus on quality of life, aging in place, small repairs
Used for volunteer-friendly projects
Partnerships
We identify, vet, and qualify homeowners then a 3rd party comes in to do the work
E.g. Citizens Energy’s Home Weatherization Program.

8. Applications from all sources reviewed by
Repair Process
Applications from all sources reviewed by
Homeowner Repair
CDBG PROJECT IF:
>$10,000 in estimated work
From grant partner
“Qualified” Applicants:
80% AMI or less
Owns home
Homeowner’s insurance
Requesting eligible work
“Verified” Applicants:
Completed application Mortgage statement, proof of income, homeowner’s insurance, etc. w. necessary documents
HABITAT PROJECT IF:
<$10,000 in estimated work
Not a CDBG eligible project
Possible lead issues
Qualifies for: Referral
Habitat crew repair if <$1,500 and able

9. Project Tracking

10. Department Structure Associate Director Repair Specialist CURRENT
Senior Superintendent
Senior Superintendent
FUTURE?
Director
Administrative Coordinator
Site Assessor
Repair Specialists
Development
Home Ownership
Repair Specialists

11. % of Material and Sub Charged to Owner
Cost Recovery
Currently working to establish processes, so our current method is basically, “what can you do to help” (sweat equity)
Possible future:
HUD AMI
% of Material and Sub Charged to Owner
Max Monthly Payment
(as % of Income)
<15% 5% 3%
16-20%
10% 4%
21-30%
20%
31-40%
40% 7%
41-50%
50%
51-60%
60%
61-70%
70%
71-80%
80%
Repayment with no interest, up to 5 years. Minimum monthly payment of $15.

12. What We Have Learned Tried to move too fast
Underestimated the response from the public
Underestimated the difficulty of including volunteer repairs (crossing the threshold)
Underestimated technical skill required for grant-funded projects
The most progress comes from working in areas with overlapping resources

13. What do we expect in the future?
Staff up and grow, but slowly
Firmly establish department structure and procedures, including volunteers
Implement a repayment policy
Increase the amount of Habitat and grant funding for repairs
Continue to focus work in defined areas as much as possible to make the biggest impact

14. Contact Us Or visit us at Indyhabitat.org Nicholas Stubbs
Associate Director of Homeowner Repair
Office: (317)
Mark Payne
Senior Superintendent
Warranty and Special Projects
Office: (317)
Or visit us at Indyhabitat.org