0. 401(k) Transition Timeline
Let’s start by introducing our team.
During our presentation, we will provide specific details on how we can help you achieve your goals.

1. Important dates during the conversion
January 03, 2014: Black-Out Period Begins
This is the transition period when you will not have website access to the plan. You will not be able to request a distribution or loan at this time.
January 09,2014: Black-Out Period Ends
The actual period of time for the plan to be in blackout may be less than anticipated. All participants will be notified when the transition has been completed.

2. Investment mapping and transfer process
Investment mapping is the process of directing your current investment elections to similar investments options available on the ADP Platform.
Your account will remain invested during the blackout period.
The transfer from your current investment elections to the new investment elections will occur over a 24 hour period.
There will be no changes to eligibility, vesting, or employer contributions.

3. Website & Log-In Information
Account Access:
ONLINE:
Retirement Web Access:
*The website will allow you access your account and make changes right from your computer.
BY PHONE:
Retirement Plan Information Line: The automated voice response system can be accessed toll free . For assistance, dial “0” after you have entered your social security number and PIN.
*** New participants will need to complete the application. They will be mailed log-in information. ***

4. On-going financial / retirement planning services
Access to professional investment, retirement, and wealth management advice. We have the ability to customize your financial plans.
Retirement Income Planning
Portfolio Management
Asset Allocation
Charitable Giving
Education Planning
Cash Management
Financial Education
Liability Management
Estate legacy planning
Introduction of Merrill Lynch and our ongoing financial and retirement planning services
Introduction of Merrill Lynch and our ongoing financial and retirement planning services
Introduction of Merrill Lynch and our ongoing financial and retirement planning services

5. Platform Features Investment Research Online portfolio changes
Participant call center for investment changes
Loan modeling and monitoring
Updated portfolio balances
Online retirement planning tools
Online contribution changes

6. Questions / Answers Financial Advisors: Guy Allen 941-364-5699
Dominic Casanueva
Stephen Long
Introduction of Merrill Lynch and our ongoing financial and retirement planning services
Introduction of Merrill Lynch and our ongoing financial and retirement planning services
Introduction of Merrill Lynch and our ongoing financial and retirement planning services

7. Are Not Bank Guaranteed
Disclosures
Bank of America Merrill Lynch is a marketing name for the Retirement Services (RS) businesses of Bank of America Corporation. Banking and fiduciary activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Brokerage activities are performed globally by brokerage affiliates of Bank of America Corporation, including Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPFS). MLPFS is a registered broker-dealer, Member SIPC and wholly owned subsidiary of Bank of America Corporation.
Investment products:
Certain associates are registered representatives with Merrill Lynch, Pierce, Fenner & Smith Incorporated and may assist you with investment products and services.
Unless otherwise noted, all trademarks and registered trademarks are the property of Bank of America Corporation.
© 2012 Bank of America Corporation. All rights reserved.
Are Not FDIC Insured
Are Not Bank Guaranteed
May Lose Value
Plan Sponsor Use Only. Distribution to other parties is prohibited.