1. Step Forward Michigan Helping homeowners
catch up with delinquent house payments, property taxes, and condo fees

2. Only $21 Million Remaining!
What is Step Forward Michigan?
It’s a federally funded homeownership retention loan program with
Only $21 Million Remaining!
Roughly, we have about a 1 ½ years left of our program so its time to spend, spend, SPEND.

3. Livingston County Assistance
Already Received
$3,552, for 394 Households
Of that amount, $308, paid delinquent property taxes.
As of 5/2018

4. Assistance Per Household
One time assistance, up to $30,000
Delinquent Mortgage Debt
Past Due Property Taxes
Outstanding Condo Fees

5. Mortgage Loan Terms 0% Interest No Monthly Payments
Five Year Forgivable
Loan forgiven 20% annually as
long as homeowner retains occupancy

6. Eligible Homeowners Legal owner of record Primary residence
Hardship that caused the delinquency
Income to sustain future payments
Less than $10,000 in liquid assets

7. Eligible Hardships When Did it Happen?
What Happened?
(Unemployment, Underemployment, Death, Medical, Divorce, and Unexpected out-of-pocket expenses for property or auto repairs)
When Did it Happen?
How Did it Cause the Missed Payments?

8. Livingston County As of 05/2018
As you can see, the main hardship for the Homeowners of Livingston County was Unemployment
As of 05/2018

9. How Homeowners Apply Online Application @ www.stepforwardmichigan.org
Customer Service
Work with a Counseling Agency or Program Partner

10. How can you help? Refer delinquent homeowners to Step Forward
Use the Partner
Contact Valencia or for marketing materials or to schedule postcard mailing
Contact Susie for status reports or funding questions
Each year, we request delinquent taxpayers information from County Treasurers Office, in an effort to assist Homeowners with their delinquent Tax Payments. To give an rough estimate, I would say it has a 10% success rate depending on the County list.
Marketing Materials: We can provide you with Hard Copies of our Rack Cards to place in your offices, pass out to Homeowners, etc. (mention the folders have samples of the product we can provide).
One of our Funding Advisors is the primary Contact for County Treasurers throughout the State. Get in touch with her if you need in depth information on the Homeowners seeking assistance.
Click on SFM Logo.

11. Step Forward Michigan
Gets Results