1. Legal Insurance Benefits You and Your Employees
Recruit talent
Empower employees
Reduce stress
Improve wellness
Reduce absenteeism
Enhance engagement
Increase productivity
Legal insurance provides added value and benefits for you and your workforce.
Provides add protection that empowers all your employees to take control of their every day life events
Help navigate our complex legal environment
Reduces stress – resulting in improved wellness
Improves productivity and reduce absenteeism.
Without the added distractions legal issues often bring to your workplace, your employees can stay focused and productive at work.
“HR Professionals’ Return on Investment (ROI) in an ARAG Legal Plan,” September For the study, ARAG gained feedback from 970 ARAG members; reviewed ARAG internal 2012 claims data; received feedback from 47 new clients; and reviewed feedback of 140 existing clients. Average amount saved based on top in-office claims and the hours spent by attorney per ARAG Claim Data. Hours spent are multiplied by the average attorney rate (less the average cost of the legal plan). Average attorney rates in the United States of $320 per hour for attorneys with 11 to 15 years of experience, Survey of Law Firm Economics, Altman Weil Publications, Inc., July 2013.

2. Legal Issues Affect All Your Employees Sooner or Later
Legal issues don’t discriminate by age, income, gender or marital status.
Legal matters can occur to anyone at any point of time throughout their life – legal issues don’t discriminate. So whether your employees are just starting out in their careers or nearing retirement, they can experience a wide range of legal issues that can disrupt their everyday life. Some of the more common legal matters impacting employees include estate planning, buying or selling a home, consumer protection matters (i.e. contractor disputes), divorce and traffic matters.
Only 1 in 9 employees have legal insurance
75%


believe it would be a useful benefit. 1
but
1 "Measuring the Effects of Employee Financial and Legal Woes," conducted by Russell ResearchSM and commissioned by ARAG, March 2012

3. Legal Insurance Saves Employees Money
Legal Issue
Number of Attorney Hours1
Average Attorney Fees Without a Legal Plan2
Attorney Fees with an ARAG Legal Plan3
Standard Will Preparation 4
$1,372 $0
Buying/Selling a Home 6
$2,058
Contractor Dispute 8
$2,744
Debt Collection
Adoption 18
$6,174
Without a legal plan, everyday legal events are often unplanned and costly when using an attorney. With legal insurance, most personal legal matters are 100% paid-in-full.
1 Number of hours is based on 2015 ARAG Claims Data. 2 The hours spent are multiplied by the average attorney rate in the United States of $3473 per hour for attorneys with 11 to 15 years of experience (The Survey of Law Firm Economics, Altman Weil Publications, Edition, The National Law Journal and ALM Legal Intelligence, November ARAG pays 100 percent of Network Attorney fees for covered (and not excluded) matters.

4. How Legal Insurance Eases Stress
Non-Members Feel Stressed1
71%
Don’t know how to get started.
68%
Don’t understand their options.
69%
Don’t have the time to deal with their situation.
ARAG Members Feel Less Stressed2
91%
Believe they have a place to start.
90%
Understand their options.
85%
Believe they save time finding attorneys and other resources to handle their issue.
Use this chart to help illustrate how a legal plan eases stress for employees. ARAG, a leading provider of legal insurance, polled general consumers and its plan members and found that legal insurance enabled members to feel less stressed than those without a plan.
Where do I turn? How do I get started?
Without a legal plan, 79% of polled consumers don’t know how to get started.
In contrast, of the plan members they polled, 91% believe they do have a place to start.
What are my options?
Without a legal plan, 76% of polled consumers don’t understand their options or what might be best for handling their legal issues.
In contrast, of the plan members polled, 90% do understand their options and what is best.
How much time will be involved in resolving this?
Without a legal plan, 76% of polled consumers don’t believe they have the time to deal with their situation.
In contrast, of the plan members polled, 85% believe they do save time finding attorneys and other resources to handle their issue.
A quality legal program helps your employees navigate their specific legal issues and connect them with an attorney that specializes in their area of need.
1 “How Legal and Financial Issues Impact your Employees and What You Can Do to Help,” conducted by Russell ResearchSM and commissioned by ARAG, December 2016.
2 “The De-Stress Zone: How a Legal Plan Can Ease Stress, Boost Wellness,” conducted by Russell ResearchSM and commissioned by ARAG, April 2013.

5. Installation & Administration
HR Return on Investment from an ARAG Legal Plan
A legal plan takes less time to implement than other benefits. 85%
Implementing the plan is easy. 92%
Ongoing enrollments are easy. 95%
Retention rate among employers. 98%
Retention rate among members. 90%
HR feedback on legal insurance has indicated implementing and administering legal plans is straightforward and easier to implement than other voluntary benefit programs.
“HR Professionals’ Return on Investment (ROI) in an ARAG Legal Plan,” September For the study, ARAG gained feedback from 970 ARAG members; reviewed ARAG internal 2012 claims data; received feedback from 47 new clients; and reviewed feedback of 140 existing clients.

6. Snapshot View of Return on Investment
Invest 6 Hours 1
As an HR professional, you invest just 6 hours to implement the ARAG legal plan.
More productive employees spending less time at work resolving legal situations.
6 Fewer Hours 2
Healthier, less stressed employees.
Each one of your employees with the plan…
Spends 6 fewer hours dealing with legal situations.
Saves an average of $2,300.
And, is less stressed in managing their legal situations. 3
More competitive or innovative benefits package to attract and retain employees.
“HR Professionals’ Return on Investment (ROI) in an ARAG Legal Plan,” September For the study, ARAG gained feedback from 970 ARAG members; reviewed ARAG internal 2012 claims data; received feedback from 47 new clients; and reviewed feedback of 140 existing clients.

7. Balancing Team Member and Business Needs
Engagement
Wellness
Productivity
Recruitment

8. Enabling Team Member Independence
Personal Advocacy
Empowerment
Freedom and Control
Flexibility
Choice