1. C2 Money
REVIEW LECTURE

2. Content
Jobs Stock Market Spending Insurance Earning Life Plan Saving Real Estate Investing Retirement

3. JOBS
What kind of work will you enjoy? What kind of work are you good at? What kind of work is valuable? If you can find all three, you have found the perfect job for you 

4. JOBS
The future of jobs (automation/globalization) Private sector vs. public sector vs. self-employed Salary and other benefits Commute?

5. JOBS
What skills can you build now to help you get a job? Can you network now? Internship/work experience/part-time work

6. SPENDING
Value of spending Earn – spend gap

7. SPENDING
You have a lot of power over your spending Focus on three big wins: -housing -transport -food

8. SPENDING
Continue living like a student Don’t go shopping with your new salary Understand yourself: what brings you joy? Think about opportunity cost

9. SPENDING
Make sure your partner shares your values Consider where you work

10. EARNING
Think about your career, not your job Change jobs to increase your salary

11. EARNING
Other ways to earn: -part-time/side job -investments -real estate -royalties

12. SAVING
This is the most important thing for healthy finances Saving is forever, not for short-term goal Save a certain amount each month (10-30%+) Have an emergency fund Understand inflation!

13. INVESTING
Investing is using money to make more money It is not gambling Investing multiplies your savings Diversify Understand what you are investing in

14. INVESTING
You can invest in: -yourself (training, qualifications, etc.) -stock market -real estate -business

15. STOCK MARKET
Allows normal people to buy and sell stocks/bonds/etc. A stock is a piece of a company Stocks can give you dividends and capital gains A bond is lending money to a company or government Bonds can give you interest and return your money

16. STOCK MARKET
Fees are important Investing is simple: -buy cheap funds -diversify -don’t try to buy and sell, just keep for a long time

17. STOCK MARKET
NISA iDeCo

18. INSURANCE Insurance is to help you avoid catastrophic loss
Don’t pay too much for insurance
Understand what your insurance is for
Japanese people pay too much for insurance

19. LIFE PLAN
Making a life plan helps you reach your goals A life plan will change all the time Look at it once a year and make any changes Share your life plan with your friends/family/partner

20. REAL ESTATE
Buy or rent? Understand all the costs Short-term or long-term? Will you need to move in the future? House or manshon?

21. RETIREMENT
Think about it now Understand your options Pay nenkin Invest yourself (NISA/iDeCo) Think about your life after retirement

22. Purpose
Not English Personal finance knowledge and skills By learning this you can improve your life 1,000%+ BUT you must continue learning by yourself Retirejapan.com お金の教養

23. TEST
Open book test Answer two questions Write about one page for each minutes