1. Change in Average Annual Family Health Spending Under Path Proposal Compared with Projected Without Reforms: Average Savings per Family
Average Savings per Family 2010, if Fully Phased
Average Savings per Family 2020*
Individuals and Small Firms
Eligible for Exchange
All Firms Eligible for Exchange
All Firms Eligible
for Exchange
All Families
–$855
–$1,140
–$2,314
Under $10,000
–$751
–$762
–$1,547
$10,000–$19,999
–$860
–$915
–$1,857
$20,000–$29,999
–$926
–$1,036
–$2,103
$30,000–$39,999
–$904
–$1,085
–$2,202
$40,000–$49,999
–$1,014
–$1,261
–$2,559
$50,000–$74,999
–$858
–$1,195
–$2,426
$75,000–$99,999
–$802
–$1,287
–$2,612
$100,000–$149,999
–$739
–$1,293
–$2,624
$150,000 and higher
–$869
–$1,459
–$2,961
Note: Family income in 2010 dollars. By 2020, total household savings would reach an estimated $342 billion. The estimated savings per family in 2020 use the same family distribution as in 2010 and adjust for population growth.
Data: Estimates by The Lewin Group for The Commonwealth Fund.
Source: The Path to a High Performance U.S. Health System: A 2020 Vision and the Policies to Pave the Way, February 2009.