1. Full picture in your finances, automatically.
HWSW Conf
Nov 2016

2. Wyze in a startup competition?

3. First automatic PFM in Hungary
Wyze
First automatic PFM in Hungary

4. Wyze

5. PFM

6. PFM

7. Lots of PFM Apps

8. Lots of PFM Apps in near future

9. Traction But no Retention

10. Can a PFM Be cool?

11. Can a PFM Be cool?

12. RETENTION PFM 1.0 aka Personal Finance Reports PFM 2.0
aka Extended Personal Finance Manager

13. Pfm 2.0 PFM 1.0 PFM 2.0 Bank sync Autocategorization
Diagrams & Budgets
Periodical personal finance usecases

14. Leading provider of PFM 2.0 solutions in B2B2C market in Europe
Vision
Leading provider of PFM 2.0 solutions in B2B2C market in Europe

16. Wyze Unfair advantage Own easy to customize scraping engine
PFM 2.0 Solution

17. Syncing all E-Accounts
Own scraping engine for
Online bank accounts
Investment accounts
Utility&service providers
Loyalty cards

18. Extended Banks
PFM 1.0 Must have
PFM 2.0 Competitive advantage

19. Team Tamás Gémes (CTO) György Mudri (CEO)
Software engineer and MBA years experience
György Mudri (CEO)
Serial entrepreneur with years experience
+ 3 member team

20. Looking forward Regional B2B banking/investment partner(s) Investment
...

21. Wyze in reality?

22. Set of Microservices
Data aggregator
Intelligence
UIs
etc.

23. Wyze PFM is only one possible combination
Fintech lego
Wyze PFM is only one possible combination

24. Others? Bill payment Credit scoring Microsavings
Sales support for personal finance advisors
Big data tool for telcos or banks
etc

25. How Does IT WORK?

26. How Does IT WORK?

27. Server-side Web Scraping
WHY MICROSERVICEs?
Server-side Web Scraping

28. Client-side Web Scraping
WHY MICROSERVICEs?
Client-side Web Scraping

29. How Does IT WORK?
Categorization
Bank Aggregator

30. GERMAN PFM
Categorization DE
Bank Aggregator

31. BiLL PAYMENT Bill Payment Rules Contract Detection
Payment/Transfer API
Categorization
Bill Aggregator
Bank Aggregator

32. Micro-Savings Rules Engine
Savings Provider
Micro-Savings Rules Engine
Payment/Transfer API
Categorization
Bank Aggregator

33. Micro-Savings Rules Engine
Microsavings CHATBOT
Chat Interpreter
Savings Provider
Micro-Savings Rules Engine
Payment/Transfer API
Categorization
Bank Aggregator

34. CHATBOT W/ Microsavings and Bills
Chat Interpreter
Savings Provider
Micro-Savings Rules Engine
Budgeting Engine
Payment/Transfer API
Categorization
Bill Aggregator
Bank Aggregator

35. Fintech lego
Who wants to play?

36. http://wyze.me hello@wyze.me
Full picture in your finances, automatically.
Q&A