1. Large Bank Compliance Huddle
November 2017

2. Agenda
CRA new rule
Recent Exams
Anything else on your mind

3. CRA
New rule effective January 1, 2018

4. Recent Exams Does anyone currently have examiners on-site?
Is there still a continuing increase in request information?
What is the focus of the on-site?
Has anyone just been through an exam or recently received their ROE?
Has examiner “tone” changed from the last on-site?
Are the reports giving credit where credit is due, or if there were concerns, are the reports written in such a way that the regulators are seemingly sympathetic or more demanding?
What are some of the areas of focus?

5. Anything else on your mind?
Follow-up – Large bank huddles every other month or every month?
Majority say every month – should we shorten the time?

6. Questions?
Thank you for your participation and input into the conversation! If you have any additional questions, contact Compliance Alliance at or