1. Features / Highlights A Guide not to replace the filed Underwriting Guidelines
Apollo Products
One, Two, Three and Six month terms – based on the traditional, state promulgated Texas Personal Automobile Policy Form and Endorsements.
All Products Offer
Standard policies only – No Limited
100% e-signature
No credit scoring.
Acceptance of Foreign & International licenses and/or passports.
Acceptance of the Texas Identification card.
Flexible payment plan options
Non-owners policy – Spouse must be excluded
Real-time endorsement processing.
Upload Documentation Required within 24 hours to avoid Cancellation
Copies of any Foreign, International, Passport, Out of State and Matricula for all listed drivers. All listed drivers must have some form of photo identification
Photos for all listed vehicles carrying UM/UIM, PIP, OTC and Collision coverages.
Proof of homeowners.
Proof of Prior – 30 days prior provides full discount for all terms
Underwriting Requirements / Restrictions
Business / Commercial use is prohibited.
Listed drivers without photo documentation is Unacceptable.
Suspended, revoked, expired, cancelled and no license must have an SR22
Vehicles >1ton, Cargo Vans, Duallies are prohibited
Salvage titles are acceptable on physical damage coverage. Adjustment of 50% of value of any and all claims.
Medical statement age is 80
Vehicle Age: 40 for liability; 15 for physical damage
Vehicle cost new is 45K
Reports – Household driver, criminal background, Car fax soon to 6 mo only
Driver to vehicle ratio: 2:1
Late Fee: $5
Discounts Offered
Multi-car discount
Prior insurance discount – a minimum of 30 days prior, with no more than a 30 day lapse.
Homeowners discount - Eligible for any listed driver who owns a home, mobile home, condominium or town home.
Electronic Funds Transfer (EFT) discount. Monthly policies are eligible.
Note: To remove EFT, the Recurring form on the website must be signed by the named insured and submitted no less than 5 days prior to the scheduled payment due date. If the EFT is removed prior to the balance being paid in full, the discount will be removed.
Miscellaneous
Rate will increase if no lienholder is listed on a physical damage policy
Bank sweeps occur 24 hours after posting.
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A vast amount of reports are available to help you manage your Apollo book.
Contact Information
Main Phone Number
Customer Service/Underwriting – Spanish Option 1
Underwriting Fax Number
Claims Fax Number
Marketing Fax Number
Live Chat available on our website, at