1. Auburn University Open Enrollment November 1-30, 2018
Ready, set, enroll!
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2. Remember These Dates Open Enrollment begins: Thursday, Nov. 1, 2018
Open Enrollment ends: Friday, Nov. 30, 2018, at 4:45 p.m.
During Open Enrollment, you have the opportunity to:
Enroll in coverage,
Cancel existing coverage, or
Make changes to benefit elections.
Effective Jan. 1, 2019
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3. New This Year! Online enrollment via AU Access !!!!
We encourage you to review benefit elections and new options which will be offered this year.
On-site Benefit Enrollers will assist employees in November:
Human Resources Liaisons have scheduled enrollers for their schools, colleges, and departments
On-site benefits enroller in Human Resources
Available via Call Center at
All day at AU Benefits Fair on Nov. 14, from 7 a.m. to 5 p.m No appointment required
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4. Health Plan Changes for 2019
Blue Cross/Blue Shield of Alabama health plan changes
Health insurance premium increase of 3% (monthly increase of $3.25 to $15.45 based on salary tier and type of coverage)
Premium is deducted on a pre-tax basis
Out-of-pocket maximum increase to $7,900 for single coverage and $15,800 for family coverage (Protects insureds in the event of a catastrophic claim)
Tier 5 prescriptions - 25% co-insurance up to $ maximum per prescription before application of coupon(s)
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5. Critical Illness Insurance
You can now purchase Critical Illness Insurance!
Provides a lump sum benefit of either $10,000 or $30,000
Provides coverage for heart attack, stroke, and other illnesses
Guaranteed issue regardless of health status (12-month pre-existing condition applies)
Can purchase for self and eligible dependents
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6. Cancer Insurance Two New and Improved Cancer Plans in 2019!
Increased initial diagnosis benefit on both plans
Guaranteed issue regardless of health status (12- month pre-existing condition applies)
Can purchase on self and eligible dependents
If currently enrolled in group cancer plan, you may keep your current plan
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7. Life Insurances
Guaranteed Issue Life Insurance Plans regardless of health status!
Can purchase on self or eligible dependents
Term Life insurance through The Standard
Whole Life insurance through Colonial Life
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8. Long-Term Disability (LTD) Insurance
LTD through The Standard is provided to all full-time, benefit-eligible employees who have been employed at least one year
Provides 60 percent of pre-disability eligible income: Minimum $100/month: Maximum $7000/month
New options for LTD coverage in 2019:
New employees - employed in 2018 may purchase group LTD plan at guaranteed issue regardless of health status for first year
Employees employed for over one year- may purchase an additional 10 percent of LTD coverage at guaranteed issue regardless of health status (for total of 70 percent coverage)
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9. Important Information
You MUST enroll or re-enroll in Flexible Spending Account Plans
Includes Flexible Medical Spending Account up to $2,650 per employee annually and/or
Dependent Care Spending Account for child/elder care expenses up to $5,000 per household annually
Current elections end on December 31, 2018
Carryover provision on Medical Spending Account allows you to carry up to $500 of unused Medical Spending Account funds into the next plan year
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10. AU Retirement Plans Retirement Systems of Alabama (RSA)
Defined Benefit Plan
Required for all eligible employees appointed 50% or more time
Tier 1 (prior to January 1, 2013) % contribution
Tier 2 (after January 1, 2013) - 6.0% contribution
Vested after 10 years of service
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11. AU Retirement Plans – 403(b)
403(b) Tax Deferred Annuity Plan
Vendors include: Fidelity, Lincoln Financial Group, TIAA and VALIC
Employer match for full-time benefit eligible employees up to 5% of compensation, limited to $1,650 per calendar year
Vested after 5 years of eligible service
IRS contributions limit for 2018:
Under age 50 - $18,500
Over age 50 - $24,500
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12. AU Retirement Plans – 457(b)
457(b) Deferred Compensation Plan
Vendors include: Fidelity, TIAA, VALIC, and RSA- 1(Division of RSA)
No employer match
IRS Contribution maximum for 2018:
Under age 50 - $18,500
Over age 50 - $24,500
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13. More Important Information
No premium increase on BCBSAL dental plan
No increase on Superior Vision plan
Remember the Healthy Tigers discount for employees and their spouses/sponsored adult dependents - up to $600 annually!
Employee Benefits Fair
November 14, 7 a.m.-5 p.m., Beard-Eaves-Memorial Coliseum
Vendors and campus resources will attend and offer prizes!
Benefit enrollers available all day with no appointment required
Healthy Tigers will attend - schedule an appointment ahead of time if possible
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14. Don’t forget!
Please remember that Open Enrollment ends at 4:45 p.m. on November 30, 2018
No applications/changes will be allowed after this time!
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15. Contact Auburn University Human Resources at (334) 844-4145
QUESTIONS?
Contact Auburn University Human Resources at (334)
Open weekdays 7:45 a.m. - 4:45 p.m.
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