1. EVERYTHING INSURANCE SHOULD BE
Insurance tech talk
EVERYTHING INSURANCE SHOULD BE

3. WELCOME

4. MY INSURANCE POLICY
When you buy insurance, whether for your home & auto or for a business, you pay the premium, and then when you receive the policy, you studiously read the entire policy, right?
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

5. READ YOUR POLICY
If you do, you may be one of the few folks that take the time to do that. We encourage you to read your entire policy. But do you understand all the jargon out there about insurance? Do you wonder whether there may be some tips for preventing losses?
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

6. PROGRAM GOALS
de-mystify some of the issues surrounding the world of insurance
help fill in gaps of knowledge when it comes to different terms and jargon
gives some practical common sense ways to prevent losses
answer questions you might have
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

7. PLEASE SEEK LEGAL ADVICE
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

8. WORKER SAFETY
Construction is among the most dangerous industries in the country. In 2014, data from the Bureau of Labor Statistics (BLS) indicated that 885 fatal on-the-job injuries occurred to construction workers, more than any other single industry sector and nearly one out of every five work-related deaths in the U.S. that year.
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

9. OSHA - FOCUS FOUR LEADING CAUSES OF WORKERS DEATHS ON CONSTRUCTION SITES IN 2014
38%
885
TOTAL DEATHS
16%
15%
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress 4%

10. MITIGATE FATALITY STATISTICS
private and public sector working together
Cincinnati Insurance targeting Focus Four
OSHA training
Presentations
Handouts
Toolbox Topics
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

11. Contact your Cincinnati Insurance Loss Control Representative
LEARN MORE ABOUT OSHA AND THE RESOURCES AVAILABLE TO YOU
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress

12. Contact Cincinnati Insurance at www.cinfin.com
INSURANCE TECH TALK
Contact Cincinnati Insurance at
OSHA Recordable Variables:
Temporary Labor
Injuries of Temp workers under Insured Supervision
Temp worker work hours
Employee Leasing (PEO’s)
Often used to avoid high EMF’s from loss history
Report is direct supervision is done by business entity
All Recordable Incidents – Not First Aid
One-time, short-term treatment and requires little technology or training to administer.
First aid can include cleaning minor cuts, scrapes, or scratches; treating a minor burn; applying bandages and dressings; the use of non-prescription medicine; draining blisters; removing debris from the eyes; massage; and drinking fluids to relieve heat stress