3. cumulative individual impact of changes in taxes and benefits (percentage of net individual income per annum by 2020) by household income groups, gender and ethnicity (selected)

4. cumulative individual impact of changes in taxes and benefits (real-term £ per annum by 2020) by household income groups, gender and ethnicity (selected)

5. Families with a disabled adult or child particularly badly impacted
38% of households include a disabled person but contribute 71% of cuts
Households with at least one disabled adult and a disabled child lose over £8,000 (over 18% of their net income).
Households with a disabled child are set to lose twice as much as households with non-disabled children

6. Lone mother families even more so

7. Disability Losses and Lone Mothers
Lone mothers lose highest proportion of their income.
Disabled lone mothers will lose £7,224 per year by April 2021 (26% of their net income) if they do not have a disabled child, and £10,506 (32%) if they do.
Non-disabled lone mothers with a disabled child will lose £7,221 (24% of their net income).
For disabled lone mothers, around a third of the cuts comes from the switch to Universal Credit

8. Cuts to public services
25% fewer people receiving state funded adult social care services
1,240 fewer children’s centres than in 2010
17% of specialist refuges for women in England have closed since 2010.
155 women and 103 children a day on average are turned away from refuges
Increased waiting times, cancellation of appointments and longer ambulance response times in NHS
cuts to legal aid,
cuts to school budgets,
cuts to the police
cuts to local transport services.

9. Cumulative real-term impact of spending cuts to services as a % of living standards between 2010 and 2020 by gendered household type.

10. cumulative impact of changes in taxes and benefits and public service spending cuts (percentage of net household income per annum by 2020) by household type

11. Recommendations End the benefit freeze. Review Universal Credit
Remove arbitrary caps on benefits
Invest in social infrastructure
Carry out and publish equality impact assessments
Assess the cumulative impact of the budget
Account for the combined impact of different cuts
Base funding for public services on need

12. Further information WBG 2018 Pre-Budget briefings on:
Tax, Social security, Social care, Health, Education, Work and pay, Pensions, Disability, Housing, Savings, Trade and Investment, Parental leave, Transport, Childcare
WBG and Runnymede Trust (2017) Intersecting Inequalities: The impact of austerity on Black and Minority Ethnic Women in the UK
Available on the WBG website wbg.org.uk