1. We Are Here For You! Anissa Young, MSBA Insurance Program Manager
Lane Oswalt, MSBA Insurance Marketing and Risk Services

2. Overview
Data
Training
Facility Walkthroughs
Accident Investigations
Property Appraisals

3. Group Discussion
Hand out data in groups
Let each table report

4. Claims Data What department is having more injuries?
What department is having the most costly injuries?
What causes of injuries are most common?
(Slips,trips & falls, Lifting, etc)

5. Claims Data Where do we go from here?
What do we do with the data/trends?

6. Training In-service (professional development) Staff Meetings Online
Orientations
Evaluations

7. Training: In-service Perfect time to get in front of teachers
Try to make training specific for each group
Periodic refresher

8. Training: Staff Meetings
Take 10 minutes a month to cover a safety topic
Address unsafe behaviors noticed by supervisors
Remind employees to work according to policy

9. Training: Staff Meetings
MSBA sends out tool kits to our Workers’ Comp Trust members about every other month
These include a handout, poster and powerpoint
Ask your provider for training materials

18. Training: Online
Ask your provider if there are online training opportunities available to your district
Online training allows the employee to access the training at any time

19. Training: Orientation
New Employees—Very formal orientation-be very specific about the expectations
Orientation should take place before the employee begins the job or the first day on the job
Existing Employees- Have a formal orientation for your returning employees every year
Do you have training outlined in the handbook? Or your “on boarding” procedures?
Do you know what topics should be covered?

20. Training: Evaluations
Follow up/Evaluate your employees after orientation
Evaluate both new and returning employees
Go over the evaluation with the employee
Document unsafe behavior and the plan to correct it
Emphasize the expectation of using proper PPE and using safe processes

21. Facility Walkthroughs
Someone should walk through your facilities regularly
Make a list of items to be corrected, then follow up
Ask if your carrier will send someone to walk your buildings
It doesn’t have to be an “expert”
It doesn’t have to be a maintenance person. Just need a fresh set of eyes
Consider sending someone from one of the other schools to look around

26. Accident Investigation
An investigation should be done as soon as possible after the incident
Not to place blame or find fault
Record any witness statements
Investigation can be a preventative measure for future incidents

27. Timely Claims Reporting
According to industry averages; claims cost twice as much if they are not reported within 7 days
Injured employees receive treatment quicker
Puts your carrier on notice
Property, Auto Liability, etc.
Don’t wait for police reports. Go ahead and contact your provider
IE: our insured vehicle hits Lane but he doesn’t hear from the adjuster for several days…now Lane is mad
WC presentation after lunch

28. Property Appraisals Ensure your district is properly insured
Make sure property schedules are accurate
Insured to value
Penalties

29. Resources
Contact your insurance provider to see what resources are available to you
MSBA has some powerpoint presentations that we are happy to share