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HOME PURCHASE PLAN FOR FUTURE HOMEOWNERS
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ONE GREAT EXPERIENCE for your home services!
ONE COMPANY, ONE RESOURCE, ONE SOLUTION ONE GREAT EXPERIENCE for your home services!
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Together we can make your home purchase process a pleasant experience!
KNOW YOUR AGENT MEMBER: National Association of REALTORS Nebraska Association of REALTORS Women’s Council of REALTORS Omaha Area Board of Realtors Together we can make your home purchase process a pleasant experience! First Name Last Name Realtor® My Designations Phone
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WELCOME TO CBSHOME What are your objectives?
Why are you interested in buying? What needs and concerns do you have? What time frames need to be met?
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Mortgage, Title, Escrow & Insurance
CBSHOME REAL ESTATE Owned by HomeServices of America, a Berkshire Hathaway affiliate Based in Minneapolis, Minnesota Operations in 25 states More than 22,600 Sales Associates 2nd largest full-service independent residential real estate brokerage firm in America The largest brokerage-owned settlement services provider in the United States: Mortgage, Title, Escrow & Insurance
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ONE-STOP SHOPPING from client contact
MOVE WITH THE BEST Establishing solid customer relationships Finding the right home Streamlining the home buying process Handling all the details ONE-STOP SHOPPING from client contact to closing!
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CBSHOME - THE BEST 2014 Marketshare 21.4% 37.4% 7.5% 13.5% 20.2%
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SERVICE CENTER LOCATIONS
OUR SALES OFFICES SERVICE CENTER LOCATIONS Aksarben Council Bluffs La Vista Missouri Valley Northwest Davenport 159 Dodge Sarpy
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OUR SALES ASSOCIATES Nearly 500 sales associates
20% of the metro’s sales force Our agents comprise 20% of the MLS but do nearly 30% of the business Average 16 transactions per agent annually Full-time, highly trained, productive and experienced 2013 Stats
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OUR TEAM Largest and Most Successful Team Full-Time Management Team
Education Department Agent on Duty 7 Days a Week Full-Service In-House Marketing Department Admin Staff Available 7 Days a Week 24/7 Technical Support Relocation Services
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OUR VOICE Committed to Quality Service
Systematically Survey Every Seller & Buyer 99.75% Customer Satisfaction Rating
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OUR HOMEOWNERSHIP SERVICES
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AGENCY REPRESENTATION
Buyer Agency Seller Agency Dual Agency Exclusive Buyer Agency
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BUYER AGENCY A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyers with the utmost good faith, loyalty and fidelity.
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SELLER AGENCY A seller’s agent (or listing agent) works solely on behalf of the seller to promote the interests of the seller with the utmost good faith, loyalty and fidelity. The agent negotiates on behalf of and acts as an advocate for the seller.
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DUAL AGENCY An agent who, with the written, informed consent of all parties to a contemplated real estate transaction, represents both the seller and the buyer.
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EXCLUSIVE BUYER AGENCY
A mutual commitment to each other, with a written agreement between us outlining our mutual expectations and responsibilities. Essentially you make a commitment to work with me and in exchange I agree to work 110% to find you a home. My exclusive buyer agency clients are always my #1 priority!
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YOUR CBSHOME SALES ASSOCIATE
Single point of contact Available by phone, and in person Information access Multiple Listing Service (MLS) Tax Assessor’s database School district information Chamber of Commerce Provide a thorough overview of available property
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HOME BUYING PROCESS Consultation with Agent to Analyze Needs
Establish a Working Relationship with Agent Financial Pre-Qualification or Pre-Approval Select Properties View Properties Write an Offer to Purchase Earnest Money
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HOME BUYING PROCESS Acceptance of Contract Mortgage Application
Inspections Remove Contingencies Mortgage Application Credit Report Appraisal Verifications Underwriting Rejection Conditions
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HOME BUYING PROCESS Loan Approval Remove Contingencies
Title Company Title Exam, Insurance, Title Survey Assemble Documents Closing (Filing of Deed) Possession of Keys
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FINANCIAL QUALIFYING What price range did you have in mind?
How did you decide on that amount? What monthly payment are you comfortable with?
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PRE-APPROVED MORTGAGE
ARRANGING YOUR PRE-APPROVED MORTGAGE Expertise to make the difference for you Consultants available in every CBSHOME sales office Wide range of products and programs Assistance in evaluating available loan options Getting Pre-Approved -Allows you to understand your financing alternatives -Better positions you to purchase your new home
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FINDING THE RIGHT HOME Determine Your Requirements
-Tell me your most important considerations in selecting a home. Review, Select and Tour Properties -I will search for homes by… -Reading all homes for sales ads -Driving through selected neighborhoods -Calling for Sale by Owners -Contacting expired listings -Searching other real estate office listings I will make appointments to show you the homes that interest you OR give you the address for you to drive by and let me know if you would like to look inside.
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YOUR CBSHOME PAGE Features such as: Registration is quick, easy & free
-Save This Property -Save This Search -Your Own Home Page
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BUYING IN A BUYER’S MARKET
Advantages -Interest rates are low! -Opportunity with the amount of inventory -OK to pay full market value -Negotiation of price
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PLANNING TO BUY YOUR HOME
As your agent I am committed to… Prepare the final Purchase Agreement and all other necessary forms. Promptly present all written offers to the seller and monitor all pre-settlement activities throughout the closing process. Coordinate any inspections and review closing details after the Purchase Agreement is fully executed.
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TITLE INSURANCE Protects you as a buyer, against loss arising from defects already existing on the title. Nebraska Land Title and Abstract The most financially sound and respected national underwriters in the industry today! Experienced staff of more than 55 employees Title Examiners, Escrow Officers and Support Staff Conveniently located in CBSHOME Sales Offices Committed to a smooth and successful closing
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HANDLING THE DETAILS Guiding you through the process
Keeping you informed Making sure all forms and contracts are in order Complying with all federal, state and local regulations
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COMMITTED TO QUALITY SERVICES
99% of the CBSHOME clients and customers are very satisfied with their home buying or selling experience. Our biggest accomplishment is pleasing you. We pride ourselves in delivering quality service and results to you and your family!
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