1. HOME PURCHASE PLAN FOR
FUTURE HOMEOWNERS

2. ONE GREAT EXPERIENCE for your home services!
ONE COMPANY, ONE RESOURCE,
ONE SOLUTION
ONE GREAT EXPERIENCE for your home services!

3. Together we can make your home purchase process a pleasant experience!
KNOW YOUR AGENT
MEMBER:
National Association of REALTORS
Nebraska Association of REALTORS
Women’s Council of REALTORS
Omaha Area Board of Realtors
Together we can make your home purchase process a pleasant experience!
First Name Last Name
Realtor®
My Designations
Phone

4. WELCOME TO CBSHOME What are your objectives?
Why are you interested in buying?
What needs and concerns do you have?
What time frames need to be met?

5. Mortgage, Title, Escrow & Insurance
CBSHOME REAL ESTATE
Owned by HomeServices of America, a Berkshire Hathaway affiliate
Based in Minneapolis, Minnesota
Operations in 25 states
More than 22,600 Sales Associates
2nd largest full-service independent residential real estate brokerage firm in America
The largest brokerage-owned settlement services provider in the United States:
Mortgage, Title, Escrow & Insurance

6. ONE-STOP SHOPPING from client contact
MOVE WITH THE BEST
Establishing solid customer relationships
Finding the right home
Streamlining the home buying process
Handling all the details
ONE-STOP SHOPPING from client contact
to closing!

7. CBSHOME - THE BEST
2014 Marketshare
21.4%
37.4%
7.5%
13.5%
20.2%

8. SERVICE CENTER LOCATIONS
OUR SALES OFFICES
SERVICE CENTER LOCATIONS
Aksarben
Council Bluffs
La Vista
Missouri Valley
Northwest
Davenport
159 Dodge
Sarpy

9. OUR SALES ASSOCIATES Nearly 500 sales associates
20% of the metro’s sales force
Our agents comprise 20% of the MLS but do nearly 30% of the business
Average 16 transactions per agent annually
Full-time, highly trained, productive and experienced
2013 Stats

10. OUR TEAM Largest and Most Successful Team Full-Time Management Team
Education Department
Agent on Duty 7 Days a Week
Full-Service In-House Marketing Department
Admin Staff Available 7 Days a Week
24/7 Technical Support
Relocation Services

11. OUR VOICE Committed to Quality Service
Systematically Survey Every Seller & Buyer
99.75% Customer Satisfaction Rating

12. OUR HOMEOWNERSHIP SERVICES

13. AGENCY REPRESENTATION
Buyer Agency
Seller Agency
Dual Agency
Exclusive Buyer Agency

14. BUYER AGENCY
A buyer’s agent works solely on behalf of the buyer to promote the interests of the buyers with the utmost good faith, loyalty and fidelity.

15. SELLER AGENCY
A seller’s agent (or listing agent) works solely on behalf of the seller to promote the interests of the seller with the utmost good faith, loyalty and fidelity.
The agent negotiates on behalf of and acts as an advocate for the seller.

16. DUAL AGENCY
An agent who, with the written, informed consent of all parties to a contemplated real estate transaction, represents both the seller and the buyer.

17. EXCLUSIVE BUYER AGENCY
A mutual commitment to each other, with a written agreement between us outlining our mutual expectations and responsibilities.
Essentially you make a commitment to work with me and in exchange I agree to work 110% to find you a home.
My exclusive buyer agency clients are always my #1 priority!

18. YOUR CBSHOME SALES ASSOCIATE
Single point of contact
Available by phone, and in person
Information access
Multiple Listing Service (MLS)
Tax Assessor’s database
School district information
Chamber of Commerce
Provide a thorough overview of available property

19. HOME BUYING PROCESS Consultation with Agent to Analyze Needs
Establish a Working Relationship with Agent
Financial Pre-Qualification or Pre-Approval
Select Properties
View Properties
Write an Offer to Purchase Earnest Money

20. HOME BUYING PROCESS Acceptance of Contract Mortgage Application
Inspections Remove Contingencies
Mortgage Application
Credit Report Appraisal Verifications
Underwriting
Rejection Conditions

21. HOME BUYING PROCESS Loan Approval Remove Contingencies
Title Company Title Exam, Insurance, Title Survey
Assemble Documents
Closing (Filing of Deed)
Possession of Keys

22. FINANCIAL QUALIFYING What price range did you have in mind?
How did you decide on that amount?
What monthly payment are you comfortable with?

23. PRE-APPROVED MORTGAGE
ARRANGING YOUR
PRE-APPROVED MORTGAGE
Expertise to make the difference for you
Consultants available in every CBSHOME sales office
Wide range of products and programs
Assistance in evaluating available loan options
Getting Pre-Approved
-Allows you to understand your financing alternatives
-Better positions you to purchase your new home

24. FINDING THE RIGHT HOME Determine Your Requirements
-Tell me your most important considerations in selecting a home.
Review, Select and Tour Properties
-I will search for homes by…
-Reading all homes for sales ads
-Driving through selected neighborhoods
-Calling for Sale by Owners
-Contacting expired listings
-Searching other real estate office listings
I will make appointments to show you the homes that interest you OR give you the address for you to drive by and let me know if you would like to look inside.

25. YOUR CBSHOME PAGE Features such as: Registration is quick, easy & free
-Save This Property
-Save This Search
-Your Own Home Page

26. BUYING IN A BUYER’S MARKET
Advantages
-Interest rates are low!
-Opportunity with the amount of inventory
-OK to pay full market value
-Negotiation of price

27. PLANNING TO BUY YOUR HOME
As your agent I am committed to…
Prepare the final Purchase Agreement and all other necessary forms.
Promptly present all written offers to the seller and monitor all pre-settlement activities throughout the closing process.
Coordinate any inspections and review closing details after the Purchase Agreement is fully executed.

28. TITLE INSURANCE
Protects you as a buyer, against loss arising from defects already existing on the title.
Nebraska Land Title and Abstract
The most financially sound and respected national underwriters in the industry today!
Experienced staff of more than 55 employees
Title Examiners, Escrow Officers and Support Staff
Conveniently located in CBSHOME Sales Offices
Committed to a smooth and successful closing

29. HANDLING THE DETAILS Guiding you through the process
Keeping you informed
Making sure all forms and contracts are in order
Complying with all federal, state and local regulations

30. COMMITTED TO QUALITY SERVICES
99% of the CBSHOME clients and customers are very satisfied with their home buying or selling experience.
Our biggest accomplishment is pleasing you. We pride ourselves in delivering quality service and results to you and your family!