1. Compliance Huddle
november 2016

2. Today’s Agenda Recent Exams Election results Withdrawn Applications
TRID
DOL Fiduciary Rule

3. Recent Exams Does anyone currently have examiners on-site?
Is there a change in the type of information being requested?
What is the focus of the on-site? Compliance/Safety and Soundness/IT/CRA
Has anyone just been through an exam or recently received their ROE?
Has examiner “tone” changed from the last on-site?
Are the reports giving credit where credit is due, or if there were concerns, are the reports written in such a way that the regulators are seemingly sympathetic or more demanding?
What are some of the areas of focus?

4. Election results
Expected agenda

5. Withdrawn Application
How are others defining “expressly withdrawn” applications
What are the rules?

6. TRID
What’s on your minds?

7. DOL Fiduciary Rule
Put on hold?
Moving forward with the requirements?

8. Residential Mortgage Escrow Account
Reminder – We are having a training webinar on this subject Thursday November 17 at 2:30-3:30 (CT)

9. Anything Else on Your Mind…

10. Questions?
Thank you for your participation and input into the conversation! If you have any additional questions, contact Compliance Alliance at or