1. Neighborhood House: Pathways to Self-Sufficiency Model
Family Stability 
Career Stability
Economic Stability
Housing 
Basic Needs 
Health
Employment
Education 
Savings 
Debt
Stability Threshold Met 

2. Family Stability Below Threshold Stability Threshold Met
Housing 
Basic Needs 
Health
Stability Threshold Met
Stability Threshold Met 
Subsidized housing and/or 40
50% of income for housing
Occasionally 2
3 out of 4 basic needs
covered by subsidies (nutritious foods,
transportation, child care and dependent
needs)
Chronic physical or mental illness
not fully managed and may
occasionally disrupt life functioning;
subsidized health insurance or
Medicaid or medical expenses
excessive
Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and
net
work
Living in time
limited, overcrowded
or unaffordable housing
Seldom
4 out of 4 basic needs covered by
subsidies (nutritious foods, transportation,
child care and dependent needs)
Chronic physical or mental illness
seldom managed and regularly
interferes life functioning; inadequate
access to insurance or care
Rarely
demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Homeless or at imminent risk
(eviction, couch surfing)
Basic Needs not met, Subsidy needed
Mental or physical illness interferes with
basic life functioning and risking harm;
no health insurance or access to care
Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and
network

3. Family Stability Past Threshold
Housing 
Basic Needs 
Health
FAMILY STABILITY
Housing
Basic Needs
Health No
physical or mental illness/illness
well managed and practices
preventative care; has affordable
health insurance coverage
None of the four (4) basic needs
covered by subsidies (nutritious foods,
transportation, child care and dependent
needs)
physical or mental illness/illness well
managed and practices preventative care;
has affordable health insurance coverage
Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively
communicate and network
No physical or mental illness/illness
mostly managed and usually practices
preventative care; has basic health
insurance coverage and can reasonably
cover health costs
Usually -
1 out of 4 basic needs covered by
subsidies (nutritious foods, transportation,
child care and dependent needs)
No physical or mental illness/illness mostly
managed and usually practices
Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively co
mmu
nicate and network
Stability Threshold Met

4. Career Stability Below Threshold Stability Threshold Met
Employment
Education 
Stability Threshold Met 
Stability Threshold Met
Income Adequacy
wages adequate to
meet expenses (food, clothing, housing)
Less than 1 year vocational/trade
training(C.N.A, CDL, Life Skills, JRT etc.)
Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and
net
work
Underemployed(income less than
expenses). Needs public assistance to
meet expenses.
H.S. Diploma/ GED
Completion of ESL
Level 6
Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Unemployed
No GED or Diploma.
Less than level 6
ESL
Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network

5. Career Stability Past Threshold Stability Threshold Met
Employment
Education 
Stability Threshold Met 
Career Stability
Employment
Education
Self Sufficiency Wage-
includes benefits.
Associates degree, BA or higher
Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Income Surplus-
wages exceed expenses
(food, clothing, housing)
1- 2 year certificate training
(LPN, Welding, Manufacturing, etc.)
Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Stability Threshold Met

6. Economic Stability Below Threshold Stability Threshold Met
Savings 
Debt
Stability Threshold Met
Stability Threshold Met 
Savings of one month
Payment plan in place
and
meets minimum payments
Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Savings of less than one month
Debts in excess of ability to pay;
behind in payments
Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
No Savings
Defaults or
Non Payment on all/ most Loans;
in collections
Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network

7. Economic Stability Past Threshold Stability Threshold Met
Savings 
Debt
Stability Threshold Met 
Economic
Stability
Savings
Debt
Savings of 3 month's expenses or
more
Current on all balances and no
outstanding debt other than
mortgage/ education/ car loan
Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Savings of more than 2 months
Current in payments and plans on paying
more than minimum payments
Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Stability Threshold Met

8. Neighborhood House: Pathways to Self-Sufficiency Model
 FAMILY STABILITY
CAREER STABILITY 
ECONOMIC STABILITY  
Housing 
Basic Needs 
Health
Employment
Education 
Savings 
Debt
No physical or mental illness/illness well managed and practices preventative care; has affordable health insurance coverage 
Always - None of the four (4) basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)  
Self Sufficiency Wage- includes benefits. 
Associates degree, BA or higher 
Savings of 3 month's expenses or more 
Current on all balances and no outstanding debt other than mortgage/ education/ car loan 
 Persistently & consistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
No physical or mental illness/illness mostly managed and usually practices preventative care; has basic health insurance coverage and can reasonably cover health costs 
Usually - 1 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) 
Income Surplus - wages exceed expenses (food, clothing, housing) 
1-2 year certificate training(LPN, Welding, Manufacturing, etc.) 
Savings of more than 2 months 
Current in payments and plans on paying more than minimum payments 
 Usually but inconsistently demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Stability Threshold Met 
Subsidized housing and/or 40-50% of income for housing 
Occasionally out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs) 
Chronic physical or mental illness not fully managed and may occasionally disrupt life functioning; subsidized health insurance or Medicaid or medical expenses excessive 
Income Adequacy - wages adequate to meet expenses (food, clothing, housing) 
Less than 1 year vocational/trade training(C.N.A, CDL, Life Skills, JRT etc.) 
Savings of one month 
Payment plan in place and meets minimum payments 
 Occasionally demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Living in time-limited, overcrowded or unaffordable housing 
Seldom - 4 out of 4 basic needs covered by subsidies (nutritious foods, transportation, child care and dependent needs)  
Chronic physical or mental illness seldom managed and regularly interferes life functioning; inadequate access to insurance or care 
Underemployed(income less than expenses). Needs public assistance to meet expenses.  
H.S. Diploma/ GED Completion of ESL Level 6 
Savings of less than one month 
Debts in excess of ability to pay; behind in payments 
  Rarely demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network
Homeless or at imminent risk (eviction, couch surfing) 
Basic Needs not met, Subsidy needed 
Mental or physical illness interferes with basic life functioning and risking harm; no health insurance or access to care 
Unemployed 
 No GED or Diploma. Less than level 6 ESL
No Savings 
Defaults or non
Payment on all/ most
Loans; in collections
 Never or almost demonstrates resiliency, ability to navigate systems, align support for themselves, effectively communicate and network