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Introduction to Health Insurance

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Presentation on theme: "Introduction to Health Insurance"— Presentation transcript:

1 Introduction to Health Insurance
Chapter 2 Introduction to Health Insurance

2 Types of Insurance Automobile Disability Liability Malpractice
Property Life Health

3 Defining Health Insurance
Indemnification to cover some or all costs of treating injury or disease

4 Automobile Insurance Contract between a person and an insurance company Monthly premiums to cover car-related losses

5 Automobile Insurance Coverage for collision, vandalism, roadside help, liability, medical, personal injury, and uninsured motorist

6 Disability Insurance Compensation due to an injury or permanent illness Frequently provides monetary assistance, but not health care services Benefits may be obtained if person is: Unable to work Employed when disabled

7 Liability Insurance Covers losses to a party other than the insured
Covers medical care, lost wages, and in some cases pain and suffering of wounded party


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