1. A new, free service provided by your employer List Bill from Assurant Health A new, free service provided by your employer List BillA New Option J-44433 (4/2006) © 2006 Assurant, Inc. All rights reserved.

2. List BillA New Option For those people who are unable to enroll in group health insurance or find group insurance rates too high, individual medical insurance is the best choice When purchasing individual medical insurance, the convenience of payroll deduction is appealing List Bill allows your employer to payroll deduct premiums for the individual medical insurance plan you select

3. What is List Bill? List Bill is a billing service that enables you to pay for individual medical insurance through payroll deduction You choose whichever individual medical plan you wish Your employer deducts the premium amount from your paycheck and submits payment to Assurant Health

4. List Bill Benefits You choose from a variety of individual plans backed by Assurant Health, an organization with a history of financial strength You have complete control over benefits design and cost Individual plans are portable; coverage is not linked to employment Individual plan may be more affordable than a group health plan Convenience of payroll deduction

5. List Bill Additional Advantages NO SERVICE FEEAssurant Health sets up and maintains the List Bill service at no charge to you Choose your own effective date Select the effective date that works best for you No separate paperwork No additional forms to fill out

6. Assurant Health Product Portfolio Assurant Healths individual medical product portfolio offers 5 distinct plans for you to choose from

7. How List Bill Works Employer signs a List Bill agreement You choose and apply for an Assurant Health individual medical insurance plan Employer receives one consolidated bill for all employee monthly premiums Employer deducts premium from employees paychecks and remits one consolidated check You may keep your policy and change your billing option if you leave your current company

8. Assurant Health our plans are based on yours www.lpicompanies.com LPI Companies Inc. 1-877-700-5744