2. Retirement Time Horizon
“Hold faithfulness and sincerity as first principles.”
Confucius 
ASSESS
Goals & Concerns
Retirement Time Horizon
Risk Tolerance
ANALYZE
Retirement Readiness
Products Available
Objectives Met
ADVISE
Guaranteed Insurance Solutions™
Care & Diligence
Prudence
Loyalty

3. “Advise” with Best Interest
Impartial Conduct Standards
Guaranteed Insurance Solutions™

4. ASSESSMENT Net Worth Goals & Concerns Retirement Time Horizon
Risk Tolerance
GIG™
Client Signature

5. RECOMMENDATION Product Information Carrier Information Commission
Objectives Met
Funding Source
Client Signature

6. Carrier Product Specifications
ADVISE
No Misleading Statements
Reasonable Compensation
Conflicts of Interest
Compensation
Client
Objectives
Carrier Product Specifications