1. Unemployment Compensation (UCX)
Element 44
Page 210

2. But first….
How much are sailors earning now, and what will they need to live comfortably as a civilian?

3. Adequate Pay and Benefits
JAX/Norfolk
Adequate Pay and Benefits
A single E4 with less than 4 yrs. living in barracks
2019 numbers
Base pay x 12 months = Hourly rate
2080 hours
$2,431 X 12 = $14.03 hr. ($29,181/year)
2080
Navy Pre-Sep Day 1

4. Adequate Pay and Benefits
JAX/Norfolk
Adequate Pay and Benefits
E4 less than 4 yrs. w/ dependents, living off base in San Diego
(Base pay + BAS + BAH) X 12 = Hourly rate
2080
($2,431 + $369 + $2,535) X 12 = $30.78/hr. ($64,034/yr.)
Navy Pre-Sep Day 1

5. But wait! There’s more…. Medical and dental coverage
JAX/Norfolk
But wait! There’s more….
Medical and dental coverage
Specialty pay & allowances
Child care, MWR, JAG, Commissary, etc.
Tax advantage for BAH/BAQ*
Paid Time Off: Leave, sick time
*militarypay.defense.gov/Pay/Tax-Information/Exempt
Navy Pre-Sep Day 1

6. JAX/Norfolk
Tax advantage: $2,904 * 20% = $581/month
(Still uses 2017 pay scales)
Navy Pre-Sep Day 1

7. Making ends meet “Living wage” in San Diego Single, no dependents:
JAX/Norfolk
Making ends meet
“Living wage” in San Diego
Single, no dependents:
$15.00/hr or $31,220/yr
Couple, 2 dependents:
Both work: $19.60/hr or $40,760/yr x 2
One parent works: $30.94/hr or $64,355/yr
* livingwage.mit.edu
Navy Pre-Sep Day 1

8. Making ends meet In Hanford, CA (a.k.a. Lemoore) the numbers are:
JAX/Norfolk
Making ends meet
In Hanford, CA (a.k.a. Lemoore) the numbers are:
$ 11.11/hr or $ 23,1081/yr
$ 16.51/hr or $ 34,340/yr x 2
$ 24.77/hr or $ 51,521/yr
* livingwage.mit.edu
Navy Pre-Sep Day 1

9. UCX Purpose To provide you with:
An overview of unemployment compensation benefits you will probably be eligible for after separating
A quick way to estimate how much you will receive
The typical application process
Links to state-specific information

10. How much will you get?
Ballpark figure: One half of your weekly wages for between 20 and 26 weeks
… up to a maximum weekly benefit that varies by state
TX: $494 WA: $713 CA: $450
DC: $432 VA: $378 MA: $769
MD: $430 FL: $275 HI: $619

11. For how long? Most states: 26 weeks Mass: 30 Montana: 28 Kansas: 16-26
Idaho:
Arkansas: 18
SC/MO/MI: 20
NC:
Georgia:
Florida:

12. Quick calculation $2,431 X 12 $ 29,181 = $280/week 104 104
Monthly base pay during base period X 12
104
$2,431 X $ 29,181 = $280/week

13. In more detail
In most states: Count back five quarters, ignore the most recent quarter, and calculate 1/2 of your weekly wage during those four quarters.
2018
2019
Jan
Feb Mar
Apr
May June
July Aug Sept
Oct Nov Dec
Jan
Feb Mar

14. In more detail
Retirement or separation pay may affect your unemployment compensation in some states
You can no longer draw unemployment compensation and the GI Bill at the same time
You must have an Honorable Discharge
You can file a claim the day after the date on line 12b of the DD Form 214

15. Applying
Find your state
UI office at: careeronestop.org

16. Applying Familiarize yourself with: Amount of benefits
How the base period is calculated
Waiting period (typically one week)

17. Applying 3. Familiarize yourself with: Registration requirements
Job search and reporting requirements (including when you obtain a steady job)
How part-time work is handled

18. Applying If married, determine your spouse’s eligibility
File for benefits
Comply with the rules
Keep looking for work! Don’t become toxic to employers

19. Questions?