1. 22nd Annual CUNA Lending Council Conference
Welcome to Best Practices and
New Tools for SBA 7(a) Lending
SAVE THE DATE!
22nd Annual CUNA Lending Council Conference
Cosmopolitan Hotel | Las Vegas | October 30 – November 2, 2016

2. SBA’s New Streamlined Online Lending Platform
SBA One
SBA’s New Streamlined Online Lending Platform

3. Agenda Overview My Workspace Loan Origination System RAPID
Document Management & E-Signature
PARRIS
Upcoming Enhancements
Additional Information

4. I. Overview Key Features:
End to end Loan Origination System that currently supports 7a Standard, 7a Small and SBA Express loans
Intuitive screens that offer context-sensitive help
Platform use at no cost to lenders

5. II. My Workspace

6. II. My Workspace

7. My Workspace (cont’d)

8. III. Loan Origination System
Features
Intelligent Dynamic Data Capture
Automated form building reduces time, cost and errors

9. LOS: Create New Loan – Guided vs. Expert Path

10. LOS: Eligibility Check

11. LOS: Help Features (Tool Tip)

12. LOS: Help Features (Help Text)

13. LOS: Intuitive Screens

15. IV. RAPID
Overview
Efficient online capability to collect principal responses necessary to generate SBA Form 1919
Optional, lender initiated process
Secure adjunct database that populates SBA One for lender review and updates

16. RAPID

17. RAPID

18. RAPID

19. RAPID

20. RAPID

21. RAPID: Principal receives Email Request and Access Code

22. RAPID: Log in

23. RAPID: Gathering Eligibility Info

24. RAPID: Gathering Eligibility Info (cont’d)

25. RAPID: Gathering Eligibility Info (cont’d)

26. V. Document Management & E-Signature
Document upload with ‘drag and drop feature’
Document Search
Document version tracking
Electronic Signature
SBA One e-signature will incorporate Level 3 authentication and attribution through access code, signer identification via Lexis Nexis and Knowledge Based Authentication
E-signature is provided by SBA approved sub-contractor DocuSign

27. Documents Tab – Search & select Loan

28. Documents Tab - Selected Loan

29. Documents Tab - View E-Tran Response

30. Documents Tab - View Application

31. Documents Tab – Manual Upload

32. E-Signature: Review E-mail

33. E-Signature: Access Code Validation

34. E-Signature: Signer Info Verified Via Lexis Nexis

35. E-Signature: Lexis Nexis Knowledge Based Authentication

36. E-Signature: Review Options

37. E-Signature: Signing the Document

38. VI. PARRIS Features Current and Historical Risk Information
Peer Portfolio analytics
Loan level data exports

39. PARRIS

40. PARRIS

41. It would be a good idea to select one of the metrics that has a hyperlink and show the underlying data – it’s important to explain that the metrics are calculated based on the lender’s portfolio of loans and how they are being serviced / managed.
If you have an SBA / internal log-in, then it would be good to show the Delegated authority grid and one slide of the renewal screen.  With this, you can explain that SBA One can also be used to manage the lender’s Delegated Authority agreements.  (I’m sure there are screen shots in the user guide)

42. VII. Upcoming Enhancements
Form 159
Community Advantage

43. VII. Upcoming Enhancements
Form Lenders will be able to data enter Form 159 details to generate or upload an existing form into SBA One
Benefits:
Available for all loan approvals
Satisfies SBA requirement for Lenders to submit Form 159 to FTA
Improved data capture for agent tracking and reporting
Pre-populates basic fields from ETRAN
Forms eligible for electronic signature via DocuSign
Documents retained in 10-Tab structure
Lender ability to search documents by access rights

44. VII. Upcoming Enhancements
Community Advantage (CA) is a loan program introduced by SBA to meet the credit, management, and technical assistance needs of small businesses in underserved markets.
CA provides mission-oriented lenders, primarily nonprofit financial intermediaries focused on economic development, access to 7(a) loan guaranties for loans of $250,000 or less.
SBA One will provide a no-cost option for CA lenders to:
Increase access to credit for small businesses located in underserved areas;
Expand points of access to the SBA 7(a) loan program by allowing non-traditional, mission-oriented lenders to participate;

45. VIII. Additional Information
For more information on SBA One:
Or visit our office web site at