1. Segregated Funds IAG Savings & Retirement Plans
Frank Esposito
Director of Sales, Ontario
Individual Investment and Retirement Products

2. iA Financial Group Company Profile

3. iA Financial Group Company Profile

4. iA Financial Group Company Profile

5. iA Financial Group Celebrating 125 Years!

6. Providing your Clients Solutions

7. Why Choose iA?

8. Why Choose iA?

9. Why Choose iA?

10. IAG Savings and Retirement Plan

11. IAG Savings and Retirement Plan

12. IAG Savings and Retirement Plan

13. IAG Savings and Retirement Plan
Classic Series 75/75

14. IAG Savings and Retirement Plan
Classic Series 75/75

15. IAG Savings and Retirement Plan

16. IAG Savings and Retirement Plan
Series 75/100

17. IAG Savings and Retirement Plan
Series 75/100

18. IAG Savings and Retirement Plan

19. IAG Savings and Retirement Plan
Ecoflex Series 100/100

20. IAG Savings and Retirement Plan
Ecoflex Series 100/100

21. IAG Savings and Retirement Plan

22. IAG Savings and Retirement Plan

23. IAG Savings and Retirement Plan
FORLIFE Series

24. IAG Savings and Retirement Plan
FORLIFE Series

25. Choose the Series of Funds

26. IAG Savings and Retirement Plan

27. Investing with iA

28. Investing with iA

29. Why use a Segregated Fund ?
Guarantee applicable at maturity or death on deposits made
Protection of gains earned on deposits made
Protection of estate value at death (no probate fees)*
Possible protection against creditors*
Continuation of your contributions in case of disability
(deposits made by iA Financial Group)*
Consumer protection*
Possibility of obtaining a lifetime guaranteed income
*Certain conditions apply.

30. iA Fund Lineup

32. Our Managed Solutions Why choose managed solutions?
For their simplicity
To achieve optimal diversification
To take advantage of a multi-management approach set up by experts
For a turnkey investment solution for your clients
Objective: Maximize returns while keeping the level of risk in line with the investor profile
Objective: Maximize returns and minimize losses during down markets
Active management of exposure to foreign currency to increase return potential and reduce volatility

33. Canadian Equities  Lack of depth

34. Investors Need to Look Beyond Canada

35. Institutional Investors Are Already There

36. Global Diversified (Forstrong)
June 30, 2017

38. A Strong Offering…

39. Portfolio Recommendations

40. Prudent Portfolio

41. Moderate Portfolio

42. Balanced Portfolio

43. Growth Portfolio

44. Aggressive Portfolio

45. Current Fund Performance

46. F A(17-03)

47. Investments in the Funds

49. Guaranteed Interest Funds
60-day rate guarantee Very practical for terms that are not immediate
Capital 100% guaranteed Guaranteed rate of return provides interest growth
Reduced management fees in the Prestige Series
Assets invested in GIFs are taken into account for a potential fee reduction
Consolidation of investments at iA to enhance interest rate
Enhancement based on total assets invested in a GIF in one contract (automatically) or in all contracts (at the advisor’s request only)
Redeemable at any time Fees apply
Interest Simple (payable monthly or yearly) or compound

50. Guaranteed Interest Funds

51. Compensation

52. Same FYC as DSC No Charges to Client
Sales Charge Options
Charge Back 3 Years
Charge Back 5 Years
DSC
FEL
Same FYC as DSC
No Charges to Client
Upon surrender advisors receive the
charge back over 3 or 5 years

53. Sales Charge Options

54. Sales Charge Options

55. Sales Charge Options Fund Global Diversified (Forstrong )
Sales Commission
Service Commission
Fund
DSC
CB3
CB5
FEL
Global Diversified (Forstrong ) 4%
2.5%
Up to 5%
0.350%
0.800%

56. IAG Savings and Retirement Plan

57. RRSP Loan

58. Investment Loans Target clientele Annual income of $50,000 or more
Good knowledge of investments
Positive net value
High risk tolerance
Financially affluent
Long-term investment objectives
Clients who are most likely to be interested in this type of loan are professionals, executives, entrepreneurs and business owners.

59. IAG RESP

60. IAG RESP

61. RESP Loans The advantages of taking out an RESP loan with us:
Why take out an RESP loan?
Increase your contributions without having to modify your budget
Carry forward any unused grant amounts.
Maximize the Canada Savings Grant contribution, in particular if your child is 12 years of age or older and is about to start high school
The advantages of taking out an RESP loan with us:
You can pay off your loan at any time
Competitive interest rates
Loan approval without a credit check

62. Thank You! Frank Esposito Director of Sales, Ontario
Individual Investment and Retirement Products |

63. Any views expressed in this presentation are based on current market conditions and are subject to change without notice. They are not intended to provide specific investment advice. Any forward-looking statements in this document are not guarantees of performance. They involve numerous risks, uncertainties and assumptions. Although we believe these assumptions to be reasonable, there can be no assurance that actual results will not differ materially from our expectations. iA Financial Group is a business name and trademark of Industrial Alliance Insurance and Financial Services Inc.

64. Inheritance Your Way
Intended for clients who have a considerable portfolio and who find themselves in one of the following situations:
They worry that their heirs will have difficulty managing a large inheritance
They have an heir who will require regular income for special care throughout his or her life
They want any inheritances transferred gradually
They wish to avoid costs related to the creation of a trust

65. Prestige Series

66. Prestige Qualification:
Total assets of $300,000+
Eligible assets: guaranteed investments (GICs) and segregated fund contracts
MER reduction of 0.11% to 0.67%
Automatic qualification
Same compensation (no reduction)

67. Prestige Series
Assets taken into account when determining eligibility for Prestige Series:

68. Prestige Series
Reduced MER on assets held in funds in the following series:

69. Prestige Series

70. IAG Savings and Retirement Plan

71. IAG Savings and Retirement Plan

72. IAG Savings and Retirement Plan