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LSS Dental Benefits (Offered through Delta Dental) To proceed to the next slide, click the “NEXT” buttons as shown here: Welcome to another installment.

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Presentation on theme: "LSS Dental Benefits (Offered through Delta Dental) To proceed to the next slide, click the “NEXT” buttons as shown here: Welcome to another installment."— Presentation transcript:

1 LSS Dental Benefits (Offered through Delta Dental) To proceed to the next slide, click the “NEXT” buttons as shown here: Welcome to another installment of the LSS Benefits Orientation recorded presentation series. This presentation focuses on our LSS dental benefits. I’m Denis, and I’m Kaitlin. This presentation will focus on the features of our LSS dental plans that full-time employees are eligible to take part in, with coverage beginning the first day of the month in which they hit their 90th day of employment. Part-time employees may also become eligible to enroll in these benefits if they average 30 or more paid hours during an ACA measurement period. Remember that on each slide of this presentation, you’ll see a “NEXT” button. Click on that button to move to the next slide when you’re ready. Also, please be sure to read all the information on each slide, as well as listen to our voice narration. Sometimes we’ll mention information not shown in the text, and sometimes there’ll be text on the slide we won’t read.

2 Dental Benefits LSS offers 2 dental plans for LSS staff to choose from – an Enhanced Plan and a Basic Plan! Our Basic Plan has lower employee premiums but offers you “less rich benefits” than our Enhanced Plan Our Enhanced Plan has higher premiums than but includes “richer benefits” than our Basic Plan (including Orthodontia benefits for both Adults and Children) For the most information on your LSS Dental Plan benefits, click here LSS offers two different dental plans to meet the unique needs of all staff and their families. For some employees, the benefits offered in the Basic Plan is what they want or need, and the lower prices for their employee premiums reflect the lesser level of benefits. For other employees, the benefits offered in the Enhanced Plan what they want or need, and the higher prices for employee premiums are worth it for them. The next couple of slides will show you some information about each plan’s benefits and costs. This info can be found on our LSS benefits website – www dot lssliving dot Org back slash benefits – along with a lot more information that you can always access from any computer with an internet connection.

3 Dental Benefits Benefits for each Plan:
For more information on services and which categories they fall within, click here: Delta Dental Benefit Plan Summaries Dental Plan Designs Basic Enhanced Individual Deductible (You Pay) $50.00 Family Deductible (You Pay) $150.00 Yearly Max (Delta Pays) $1,000.00 $2,000.00 Ortho Children Lifetime (Delta Pays) n/a $1,500.00 Ortho Adult Lifetime (Delta Pays) Preventive % (Delta Pays) 100% Basic % (Delta Pays) 80% 90% Major % (Delta Pays) 50% 60% Ortho % (Delta Pays) Dependent Age Limit 26 LSS offers an Enhanced plan that provide members with orthodontia benefits for both adults as well as children. In 2019, we increased the benefit amounts for ortho from $1000 to $ That’s more in line with market norms. Also on this slide you can see details regarding other benefits such as… how much your annual deductibles are or how much Delta Dental will pay in benefits per year, or in one’s lifetime when it comes to orthodontia benefits. You can also see the percentage of costs Delta will pay for varying levels of services, broken down by basic, major, and orthodontia. For more information on which categories different services are classified visit LSSLiving.org/benefits and click on the link called “Delta Dental Benefit Plan Summaries” or simply click on the link on this screen

4 Dental Benefits Level of Coverage Basic Plan (Per Month) Enhanced Plan
Employee Premiums in 2019: Click here to view the Employee Premiums in 2019 for each of these 2 dental plans in a printable format Level of Coverage Basic Plan (Per Month) Enhanced Plan Employee Only $5.16 $16.14 Employee + Spouse $20.83 $39.86 Employee + Child(ren) $20.70 $41.68 Family $30.81 $60.80 And here are the monthly premiums you’ll pay for the plan and level of coverage you select. Click here to view the Employee Premiums in 2019 for each of these 2 dental plans in a printable format

5 Additional Resources Have more questions beyond what’s explained in this video? Visit the LSS Benefits The site provides detailed information regarding all benefits offered by LSS Contact your Human Resources representative(s) Your local HR team is available to answer any questions you may have and/or assist you in the enrollment process within Workday Contact the vendor directly A complete list of contact information is posted on the LSS Benefits Website For more information, please visit our benefits website, contact any of the benefits vendors or most importantly, contact your HR representative. Your HR team is here to help answer any questions you may have. We also want to hear your feedback. Your feedback about LSS benefits is a driving force behind how we can make our benefits better.


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