1. Accelerate the on-boarding of Service Providers in Trusted Infrasturcture Virginia Chan, Vice President Hong Kong Mar 19 th, 2014

2. Outline The NFC Ecosystem Readiness Service Adoption Infrastructure Standards Enrich Services Beyond Payments 2

3. Commercial Readiness 3 8 France Japan Korea Poland Singapore Turkey UK US

4. Commercial Readiness 4 France Japan Korea Poland Singapore Turkey UK US Australia Brazil Canada China Czech Republic Denmark Finland Germany Hong Kong Italy Netherlands New Zealand Norway Spain Taiwan 8 23

5. Infrastructure Readiness 5 * ABI Research / Berg Insight / Gemalto POS Terminal Installed Base by Interface 50% POS terminal shipments in 2014* will be contactless enabled Contactless Contact 140 NFC handset Models estimated in Q1 2013*

6. Infrastructure Readiness 6 * ABI Research / Berg Insight / Eurosmart / Gemalto 80m NFC SIMS estimated to be shipped in 2013* 150 TSM contracts live and under implementation*

7. The NFC Trust Infrastructure is now made available What next? Service Adoption 7

8. When does Service Adoption happen? 8 Maturity Time NFC Infra on MNOs Service Adoption NFC Infra on SPs, Merchants Critical Mass

9. Payment 9 Maturity Time Maturity Time Accelerate mass deployment will maximize service uptake and bring forward service adoption JAPANPOLAND

10. Global Platform simplification framework An end–to-end technical framework whose exclusive aim is to empower Issuers to execute mass deployment of NFC services by scaling through simplicity Alignment on Mifare4Mobile V2 specifications to manage non-payment use cases Standardization drives interoperability 10 Simplification and Alignment will allow faster deployments, ease validation & integration, and minimize costs

11. Transport 11 Maturity Time Critical Mass Consumer experience at the gate Transaction time is key Often requires applets to be embedded into Secure Element OS to maximize the transaction performance

12. 12 TSM HUB MNO 1 MASS TRANSIT ACCESS AIRLINES Handset Maker MNO 2 SEI TSM MNO TSM AUTO MNO TSM Leveraging on the simplifications framework and standards TSM Hub accelerates the on-boarding of Service Providers Reduce complexity & time to market Gemalto TSM Hub

13. 13 Provide development environment to Service Providers to leverage on existing bricks Enable Merchants and partners to utilize the potential of NFC Leverage the Secure Element to expand to new use cases and go beyond NFC Online payment using the SE credentials Mobile ID on SE for an efficient enrolment Enriching the Consumer Experience

14. 14 Accelerate Mass deployment to maximize service uptake and bring forward service adoption Simplify To have all players heading in the same direction and avoid market fragmentation Leverage The assets and credentials to enrich the consumer experience Take away

15. Its time for NFC Thank you