1. FinTech Technology Ann Arbor FinTech Meetup September 19, 2018
Lee Mellinger, CEO
InfiniSuite, LLC
Ann Arbor, MI

2. Fintech uses technology to improve financial activities. 

3. Tectonic Shifts in FinTech
InfiniSuite
A brief history of fintech.
Cloud 2.0 (public clouds) has revolutionized fintech and many other market spaces.
InfiniSuite
Lee Mellinger, InfiniSuite (

4. 2018 Fintech Trends
Today’s fintech covers diverse markets leveraging the cloud.
Lending
Blockchain
RegTech
Personal Finance
Payments & Billing
Insurance
Capital Markets
Wealth Management
Money Transfers
Mortgages & Real Estate
CBINSIGHTS, 2018

5. The ‘Tech’ of Fintech HTML5 NodeJS REST (Loopback) Containers (Docker)
Frameworks (Angular, Kendo)
Machine Learning
Payment
Processing
Cloud
Services
App
Tools
AWS, Azure, Softlayer
Everything-as-a-Service
Network Infrastructure
Servers
Database
Security & Authentication
Square (POS)
Stripe (API)
Mobile (POS)
Fintech can be summarized as:
Application Tools
Cloud Services
Payment Processing

6. Fintech Value Proposition
Capture
Deliver
Create
Create value using the latest app tools
Deliver that value using cloud services
Capture the value using the latest payment technologies
Bots
Know Your Customer (KYC) (banking)
Data analysis
Language translation
Speech recognition

7. The future is a prototype.