1. Paid FMLA in WA How it effects employees and small business owners
Antik LLC – Steve Losee and Dustin Noel

2. What is it? Passed by WA legislature in 2017
Premium collection starting in 2019
Benefits available in 2020
Helps people who need to take time away from their job to
Spend time with a newborn child
Heal from a Sickness/Injury
Take care of a Sick/Injured family member
Support an aging parent

3. Who does it help? Anyone who is employed in the state of WA
Have worked 820 hours per quarter for the last 4 quarters
Exceptions
Self-Employed Individuals (may opt out)
Federal Employees
Federally recognized Tribal Members

4. What does it provide? After a qualifying event Weekly wage benefits
Max $1000
Min $100
Up to 12 weeks (18 in special circumstance)
Up to 90% of your average wages over the past 12 months
After 3 day wait period

5. What does it cost
The cost of this benefit is .4% of the employees net income
Employee covers 63% of the cost (payroll deduction)
Business owner covers 37% of the cost (Payroll tax)
Example
Employee makes 50,000 a year
Worker pays $2.44/week
Employer pays $1.41/week
Worker would receive $778 per week while on claim

6. How does it effect the employer?
Employers Must now budget and pay for the program
How much are they going to pay?
Minimum 37%
Employers must report Hours and Wages
First report is due 4/1/19

7. What does this mean for AB
We will most likely sell less STD insurance
Employers will see less need to offer it because “the state gives it to them”
The STD insurance that we sell will be different
Longer elimination
Longer benefit
Less Premium

8. How to talk about it Be knowledgable Know where to direct them
Paidleave.wa.gov
Be an Advocate – Help your business owners prepare