1. Welcome to Who Wants to be a Millionaire
50:50 15
$1 Million 14
$500,000
Welcome to Who Wants to be a Millionaire 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

2. Another Presentation © 2000 - All rights Reserved Spiffy High

4. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

5. The actual interest rate a bank pays on an account per year15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The actual interest rate a bank pays on an account per year 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: face value
B: bond
C: APY
D: life cycle

6. The actual interest rate the bank pays on an account per year15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The actual interest rate the bank pays on an account per year 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: face value
B: retail market
CAPY
D: life cycle

7. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

8. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This is a guarantee by the government to pay a debt. It is known by series EE or I and is sold at 50% of face value 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: stock
B: CD
C: AYP
D: bond

9. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This is a guarantee by the government to pay a debt. It is known by series EE or I and is sold at 50% of face value 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: stock
B: CD
C: AYP
D: bond

10. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

11. 15
$1 Million 14
$500,000 13
$250,000
This type of account gives the investor the flexibility to withdraw money at any time. In addition the user can write checks from this account. However the interest rate fluctuates based on the banks investments 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: bond
B: CD
C: Money Market
D: T Bill

12. 15
$1 Million 14
$500,000 13
$250,000
This type of account gives the investor the flexibility to withdraw money at any time. In addition the user can write checks from this account. However the interest rate fluctuates based on the banks investments 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: bond
B: CD
C: Money Market
D: T Bill

13. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

14. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This type of account gives the investor a fixed amount of interest, with a fixed principle over a fixed period of time. There is a penalty for early withdrawal 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: CD
B: Money Market
C: AYP
D: Bond

15. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This type of account gives the investor a fixed amount of interest, with a fixed principle over a fixed period of time. There is a penalty for early withdrawal 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: CD
B: Money Market
C: AYP
D: Bond

16. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

17. In order to use this type of bank you need to be a member .15
$1 Million 14
$500,000 13
$250,000 12
$125,000
In order to use this type of bank you need to be a member . 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

18. In order to use this type of bank you need to be a member .15
$1 Million 14
$500,000 13
$250,000 12
$125,000
In order to use this type of bank you need to be a member . 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

19. You’ve Reached the $1,000 Milestone! Congratulations! Congratulations!

20. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

21. This agency guarantees your deposit at any bank of up to $250,000 .15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This agency guarantees your deposit at any bank of up to $250,000 . 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

22. This agency guarantees your deposit at any bank of up to $250,000 .15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This agency guarantees your deposit at any bank of up to $250,000 . 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

23. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

24. This type of bank works with businesses and individuals.15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This type of bank works with businesses and individuals. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

25. This type of bank works with businesses and individuals.15
$1 Million 14
$500,000 13
$250,000 12
$125,000
This type of bank works with businesses and individuals. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: savings and loan
B: credit union
C: commercial bank
D: FDIC

26. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

27. Save for the unexpected Save for opportunities 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Save for the unexpected
Save for opportunities
Save for major purchases 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: benefits of saving
B: detriments of saving
C: family of savings
D:words of wisdom

28. Save for the unexpected Save for opportunities 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Save for the unexpected
Save for opportunities
Save for major purchases 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: benefits of saving
B: detriments of saving
C: family of savings
D:words of wisdom

29. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

30. Pay yourself Save by the numbers Payroll deductions15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Pay yourself
Save by the numbers
Payroll deductions 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: spending strategies
B: savings strategies
C: credit strateges
D: exercise

31. Pay yourself Save by the numbers Payroll deductions15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Pay yourself
Save by the numbers
Payroll deductions 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: spending strategies
B: savings strategies
C: credit strateges
D: exercise

32. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

33. How long does it take an investment to double at a rate of 9%15
$1 Million 14
$500,000 13
$250,000 12
$125,000
How long does it take an investment to double at a rate of 9% 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A:8
B: 7
C: 9
D: 6

34. How long does it take an investment to double at a rate of 9%15
$1 Million 14
$500,000 13
$250,000 12
$125,000
How long does it take an investment to double at a rate of 9% 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A:8
B: 7
C: 9
D: 6

35. You’ve Reached the $32,000 Milestone! Congratulations!

36. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

37. The amount of time it takes an investment earning 6% to double.15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The amount of time it takes an investment earning 6% to double. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: 8
B: 10
C: 12
D: 14

38. The amount of time it takes an investment earning 6% to double.15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The amount of time it takes an investment earning 6% to double. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: 8
B: 10
C: 12
D: 14

39. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

40. Calculate the simple interest15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Calculate the simple interest
$2000 at 4% for one year 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A:800
B: 80
C: 100
D: 40

41. Calculate the simple interest15
$1 Million 14
$500,000 13
$250,000 12
$125,000
Calculate the simple interest
$2000 at 4% for one year 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A:800
B: 80
C: 100
D: 40

42. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

43. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
interest paid one time a year at the end of the year on the average balance in a savings account. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: simple
B: compound
C: double
D: complex

44. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
interest paid one time a year at the end of the year on the average balance in a savings account. 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: simple
B: compound
C: double
D: complex

45. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

46. is interest paid on the principal and on previously earned interest15
$1 Million 14
$500,000 13
$250,000 12
$125,000
is interest paid on the principal and on previously earned interest 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: simple
B: compound
C: double
D: complex

47. is interest paid on the principal and on previously earned interest15
$1 Million 14
$500,000 13
$250,000 12
$125,000
is interest paid on the principal and on previously earned interest 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: simple
B: compound
C: double
D: complex

48. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200 1
$100

49. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The difference between simple interest and compound interest is that with compound interest you earn interest on your interest 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: true
B: false
C: not sure
D: I don’t know

50. 15
$1 Million 14
$500,000 13
$250,000 12
$125,000
The difference between simple interest and compound interest is that with compound interest you earn interest on your interest 11
$64,000 10
$32,000 9
$16,000 8
$8,000 7
$4,000 6
$2,000 5
$1,000 4
$500 3
$300 2
$200
50:50 1
$100
A: true
B: false
C: not sure
D: I don’t know

51. YOU WIN $1 MILLION DOLLARS!