1. Structured Settlements –Security for healing
Brain Injury Association of Oregon Conference
October 6, 2007
Presented by:
Selective Settlements of Oregon, LLC

2. A powerful tool supporting recovery
Structured settlements provide risk free payments to claimants
Payments are tailored to meet future needs
Financially secure
Payments are fixed at time structure is put into place

3. The HOW of structured settlements
Structured settlements agreed to at time claim is settled with insurer or defendant
Structured settlement broker works with attorneys, claimants and life care planners to develop flexible payments
Tax Free payments established with highly rated life insurance companies
Payments cannot be changed

4. Flexibility is key Payments can include monthly income
Cost of living increases can be included
Periodic lump sum payments to cover future expenses such as:
College
Purchasing a home
Future medical needs
Retirement
Replace lost wages

5. Life Insurance companies that offer structured settlements
Allstate
American General
AVIVA Life
Hartford
John Hancock
Liberty
Metropolitan Life
New York Life
Pacific Life
Prudential
Symetra

6. Structured settlement quote – Utilizing age rating

7. Structured Settlement quote- without using age rating

8. Protection
90% of claimants lump sum settlement is gone within 5 years*
Protect financially unsophisticated people and vulnerable claimants
Competitive rate of return without taxes
* “California Practice Guide: Personal Injury”, The Rutter Group Ltd, 1992

9. Obtaining quotes
If you have a case and want to see what a structured settlement can do - what do you do?
– or
Or give us a call, Kayla at or Linda at