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Working adults ages 19–64: Total <50 employees 50+ employees

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Presentation on theme: "Working adults ages 19–64: Total <50 employees 50+ employees"— Presentation transcript:

1 The Individual Insurance Market Is Not an Affordable Option for Small-Firm Workers^
Working adults ages 19–64: Total <50 employees 50+ employees <$15/hr $20/hr+ Has individual coverage or tried to buy it in past three years 25% 38% 18% Among those: Found it very difficult or impossible to find coverage they needed 39% 44% 34% 43% Found it very difficult or impossible to find affordable coverage 54 57 50 63 36 Were turned down, charged a higher price, or had a specific health problem excluded from coverage 26 33 19 23 Any of the above 62 69 67 Never bought a plan* 78 55 ^Includes both part-time and full-time workers. *Among those who tried to buy a plan. Source: The Commonwealth Fund Biennial Health Insurance Survey (2007).

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Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 2007 Own employer coverage 56% Other employer coverage 16% Public programs 5%

Figure 1. Majority of U.S. Workers Get Health Insurance Through Employers, 2007 Own employer coverage 56% Other employer coverage 16% Public programs 5%
Exhibit 1. Only One of Three Small-Firm Workers Was Insured Through Their Employer in 2010 ^ Includes both part-time and full-time workers who are not.

Exhibit 1. Only One of Three Small-Firm Workers Was Insured Through Their Employer in 2010 ^ Includes both part-time and full-time workers who are not.
THE COMMONWEALTH FUND Exhibit 1. Employer Coverage Continues to Be Major Source of Coverage for Employees of Larger Firms Percent of firms offering health.

THE COMMONWEALTH FUND Exhibit 1. Employer Coverage Continues to Be Major Source of Coverage for Employees of Larger Firms Percent of firms offering health.
31 million adults ages 19–64 years who had a coverage gap

31 million adults ages 19–64 years who had a coverage gap
Insured Women Are More Likely to Receive Cancer Screenings Than Uninsured Women, 2016 Percent of women Notes: “Continuously insured” refers to adults.

Insured Women Are More Likely to Receive Cancer Screenings Than Uninsured Women, 2016 Percent of women Notes: “Continuously insured” refers to adults.
Adults Insured All Year with Medicaid or Private Coverage Reported Getting Cancer Screening Tests at Significantly Higher Rates Than Adults Uninsured During.

Adults Insured All Year with Medicaid or Private Coverage Reported Getting Cancer Screening Tests at Significantly Higher Rates Than Adults Uninsured During.
Among Marketplace Visitors Who Neither Enrolled nor Got Coverage from Another Source, Most Said They Could Not Find an Affordable Plan Can you tell me.

Among Marketplace Visitors Who Neither Enrolled nor Got Coverage from Another Source, Most Said They Could Not Find an Affordable Plan Can you tell me.
Adults with Medical Bill Problems Had Lingering Financial Problems

Adults with Medical Bill Problems Had Lingering Financial Problems
More Than One-Quarter of Insured Adults Were Underinsured in 2016

More Than One-Quarter of Insured Adults Were Underinsured in 2016
Three of Five Adults with Medicaid or Marketplace Coverage Who Tried to Find a New Primary Care Doctor Found It Very or Somewhat Easy to Do So and More.

Three of Five Adults with Medicaid or Marketplace Coverage Who Tried to Find a New Primary Care Doctor Found It Very or Somewhat Easy to Do So and More.
Subsidized private insurance

Subsidized private insurance
More Than One-Quarter of Insured Adults Were Underinsured in 2016

More Than One-Quarter of Insured Adults Were Underinsured in 2016
Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.

Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.
There Has Been a Modest Reduction in Reports of Medical Bill Problems by Women Percent of women ages 19–64 who reported any of following bill or medical.

There Has Been a Modest Reduction in Reports of Medical Bill Problems by Women Percent of women ages 19–64 who reported any of following bill or medical.
Underinsured Rates by Source of Coverage

Underinsured Rates by Source of Coverage
Most Adults with Marketplace or Medicaid Coverage Continue to Rate It Highly Now thinking about your health insurance coverage, how would you rate it?

Most Adults with Marketplace or Medicaid Coverage Continue to Rate It Highly Now thinking about your health insurance coverage, how would you rate it?
THE COMMONWEALTH FUND Help on the Horizon:

THE COMMONWEALTH FUND Help on the Horizon:
Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.

Uninsured Adults and Those with Coverage Gaps Reported Medical Bill Problems at Higher Rates Than Did Those Continuously Insured, 2016 Percent of adults.
Has a regular source of care

Has a regular source of care
Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.

Uninsured Adults and Those with Coverage Gaps Reported Cost-Related Access Problems at Higher Rates Than Did Those Continuously Insured Percent of adults.

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