1. HEALTHY TRANSITIONS: RETIREMENT SEMINAR Retiree Benefits
Presenter: Frances Reese

2. RETIREMENT ELIGIBILITY
Regular staff and faculty who work at least 20 hours or more per work week;
At least age 55;
At least 10 years of service (at least half-time with breaks less than one year or 24 months if due to a Reduction in Force);
Retire from a paid-regular status or disability LOA; and
Total years of age and service must equal at least 75

3. STEPS TO RETIREMENT
Decide when you want to retire and how you want to spend your time.
Evaluate your expenses and income.
Make an appointment with the Social Security Administration if you plan to retire at age 65 or later.
Schedule an initial appointment with your Benefits Specialist.

4. STEPS TO RETIREMENT
Contact your financial planner and/or your respective Retirement Plan Representative from Fidelity, TIAA and/or Vanguard.
Notify your department of your retirement date at least 60 days in advance.
Schedule the final appointment with your Benefits Specialist to complete the necessary paperwork.

5. BENEFITS IN RETIREMENT
Retiree Life Insurance
Pre-65 Retiree Medical
Traditional Dental Insurance
EyeMed Vision Plan
Regions Insurance bills for Pre-65 retiree medical and dental
Annual premium paid to Benefits Department for vision

6. RETIREE LIFE INSURANCE
$10,000 benefit provided at no cost to you
Update your beneficiaries when changes occur
Make sure loved ones have access to beneficiary changes

7. Dependents cannot be added after you retire.
PRE-65 RETIREE MEDICAL
Aetna POS Medical Plan
Available to Pre-65 retirees and covered dependents
Premium Cost Shared by Emory
Applies if hired prior to 1/1/03
Total Premium Cost
Applies if hired on or after 1/1/03
Dependents cannot be added after you retire.
If medical coverage is cancelled, you cannot re-enroll at a later date.

8. 2018 Medical Plan Contributions Hired on/after January 1, 2003
MEDICAL PLAN RATES
2018 Medical Plan Contributions
Hired prior to January 1, 2003
Hired on/after January 1, 2003
NON-MEDICARE ELIGIBLE WITH SUBSIDY
MEDICARE ELIGIBLE WITH SUBSIDY
NON-MEDICARE ELIGIBLE WITHOUT SUBSIDY
MEDICARE ELIGIBLE WITHOUT SUBSIDY
Retiree Only
$618.38
$304.63
$1,149.23
$549.52
Retiree + Spouse
$1,236.75
$609.25
$2,298.47
$1,099.04
Retire + Child(ren)
$804.45
$489.01
$1,494.00
$881.97
Family
$1,422.82
$793.56
$2,643.24
$1,431.41
Child(ren) Only
$184.28
$332.37

9. RETIREE DENTAL PLAN Aetna Traditional Plan Coverage includes:
$1500 annual benefits maximum
Preventive care covered at 100%
$50 deductible for basic and major services
Basic Service
90/10% in-network
80/20% out-of-network
Major Service
50/50% in and out-of-network

10. 2018 Dental Plan Contributions
DENTAL PLAN RATES
2018 Dental Plan Contributions
AETNA PPO PLAN
MONTHLY RATE
Retiree Only
$45.83
2-Person
$91.65
Family
$152.76
You may enroll or cancel retiree dental coverage during the Annual Enrollment Period.

11. EYEMED VISION PLAN
If you retire during the year, you may continue existing vision coverage through COBRA.
You may enroll for retiree vision during Annual Enrollment for the upcoming year.
The entire premium is due at the time of your enrollment.
2018 Vision Plan Contributions
EYE MED VISION CARE
ANNUAL RATE
Retiree Only
$134.16
Retiree+ Spouse
$254.40
Retiree + Child(ren)
$267.84
Family
$394.32
You must re-enroll each year to continue Retiree Vision Coverage.

12. Turning 65 – The Process
Pre-65 Medical will terminate at the end of month prior to your 65th birthday
About 60 days prior to your 65th birthday, the Benefits Department will send a mailing about the process –
Enroll for Medicare Parts A & B:
Enroll online at or
Visit your local Social Security Administration Office
Review Medicare Supplemental and Part D Prescription Plans
Enroll for your new Medicare Plans
On your own (using other resources) or
Using One Exchange
Regions Insurance will make necessary billing adjustments
Contact your Benefits Specialist if you have questions about the process.

13. Health Reimbursement Arrangement Account (HRA)
Emory contributes $ per month for eligible Post-65 Retirees and Covered Spouses
Use funds to reimburse eligible medical expenses
Part B premiums, medical plan premiums, prescriptions, etc.
Reimbursements processed by OneExchange
If eligible, please contact OneExchange about
reimbursement – even if you
do not enroll using their
assistance.

14. ADDITIONAL RETIREE BENEFITS
Emory Card
Courtesy Scholarship
Parking
Access via – emory.edu
Library Access
Special Events
Fitness Centers
Continuing Education discounts through Osher Lifelong Learning Institute
Sparkfly Discount Program

15. QUESTIONS?