1. BS in Hospitality Management
Anna Davis
Feb 17,2016
MATH 103
PROF Tate

2. Hypothesis
I have chosen to complete the BS in Hospitality Management with an associates in Human Resources; as I move closer to graduation I will work diligently on paying back my Loan Balance (principle) each semester however, there will be 10% taken out of m total income 6 years after graduation this equals 10 years in total to pay my loan back. My loan in totality equals$21, at 4.7% interest rate, therefore I will be making payments of $ I plan on throughout my research process finding ways that I can make payments which will minimize my loan interest. I am looking forward to finding ways to eliminate and decrease my student loan (principle) debt.

3. Total Loan Balance (Principle) -Program of Study BS in Human Resources -Length of Time approxiamately 4 years - Breakdown of Fees
-Tuition and Fees: $16,410.00
- off campus or online
-Living Expenses-$3,500.00
-Books and Supplies-$1,600.00
- other/ enrollment fee-$35.00
- Total Loan Balance Principle per semester: $21,545.00
- Total Interest Paid: $13,847.79
-Sum of all loan payments after 4 years is approximately: $68,

4. Will My Degree be Worth What I will pay in Student Loans
Will My Degree be Worth What I will pay in Student Loans? -I have chosen to pursue a degree in Hospitality: I feel there are a few factors to look at when considering my question at had. #1-My Salary which depends on question #2. #2-Location in which I will use my degree. - For example I am now earning my degree online with Bryant Stratton if I were to stay in Elizabeth City I would make less than $30, in comparison to living in Chicago I would make $72, in less the 10 years of an earned interest of $10, ( Yes! Is my final answer I would move and work in Chicago for less than 10 Years.

5. What Did I Learn:
I learned how my loan is ammoriterized over four years while earning my BS in Hospitality. I learned that interest just at 4% can accrue $13, per year . Can I afford to pay this with the career field I have chosen to study ? Yes! Anything is possible right? This being a rhetorical question.

7. In Conclusion:
In conclusion, I have learned how to step for step breakdown my tuition and fees (see Slide #6). I will initially borrow $16, regardless of if I am going to study online or on campus. All of my books and supplies would cost $1, with an enrollment fee of $35.00 which is non-refundable. My total loan Principle will be $21, with an interest of $13, at 4% for the duration of 4 years which totals= $68, (#1- (BryantStratton.edu).

8. Citations: #1- www. BryantStratton. edu #2-www. Quickenloans
Citations: #1- #2- #3- #4-