1. Presentation to the Portfolio Committee on Trade and Industry
Statistics on Consumer Over-indebtedness
14 June 2017

2. Topics Debtors Book. Age Analysis of Debtors Book. Credit Extension.
Credit Active Consumers and Accounts.
Debt Counselling Trends

3. How much do consumers owe?
As at 31 December 2016

4. Age Analysis - Debtors Book (RV)

5. Percentage distribution of disbursement per credit type (RV)
Secured credit extension has overtaken mortgages.
R42.2b
R37.3b

6. Credit standing of consumers at the bureaus
As at the end of December 2016 there were credit active consumers of which 59.9% (14.55 million) were in “good standing”.
The balance of 40.2% (9.76 million) had some form of “impaired record”.

7. Credit standing of consumers at the bureaus

8. Credit standing of accounts at the bureaus
The number of accounts listed at the bureaus at the end of December 2016 was million, 75.7% (62.41 million) were in “good standing”.
The balance of 24.2% (20.01 million) accounts had “impaired records”.

9. Credit standing of accounts at the bureaus

10. DC Trends – Monthly Applications

11. DC Trends – Paying Consumers

12. DC Trends – Monthly Distribution

13. TransUnion Credit Index indicates improving Consumer Credit Health in the First Quarter of 2017

14. Debt counselling statistics: Applications (2014-2016)

15. Debt counselling statistics: Income levels (2014-2016)

16. Debt counselling statistics: Age groups

17. Debt counselling statistics: Gender

18. Debt counselling statistics: Race (2014-2016)

19. Debt counselling statistics: sector (2014-2016)

20. Thank You!