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Published bySonia Lothrop Modified over 10 years ago
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How to buy a car How to buy a car
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Test drive Which type ? Which type ? SUV, Sports car, family car …… SUV, Sports car, family car …… Test drive Test drive
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Budget Cash Cash Finance Finance
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Cash Negotiate Negotiate Big discount when pay cash Big discount when pay cash
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Finance Credit Check Credit Check Finance terms – how many month? Finance terms – how many month? Interest rate Interest rate Tax – new (5%) vs used (0%) Tax – new (5%) vs used (0%) Down payment Down payment
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Vehicle Insurance New car New car dealer will give you new vehicle information statement (NVIS) dealer will give you new vehicle information statement (NVIS) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Contact insurance company and provide NVIS Contact insurance company and provide NVIS Get Pink Card from insurance company Get Pink Card from insurance company
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Vehicle Insurance Used car Used car Buy vehicle from owner and get bill of sale Buy vehicle from owner and get bill of sale Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Choose insurance company ( TD Insurance, CAA, Canadian Direct Insurance, etc … ) Buy insurance and get pink card Buy insurance and get pink card
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Registration Must have Canadian driver license Must have Canadian driver license New car – dealership will do for you New car – dealership will do for you Used car – Go to registry agents Used car – Go to registry agents bring bill of sale, driver license, pink card bring bill of sale, driver license, pink card Pay registration fee ($84.45) Pay registration fee ($84.45)
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Drive home
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