1. Drivers and Barriers to innovation
setting the scene
Global Index Insurance Forum –
Paris Sept.14, 2015, Ulrich Hess GIZ

2. Agenda Landscape of Index-Insurance: markets, pilots, subsidies
Obstacles to scale-up: data, demand, regulatory, actuarial capacity, distribution
Emerging Trends: credit-bundle, safety nets, input supplier-bundle
Innovations: digital delivery, remote sensing, contract farming bundle, digital catastrophe safety

3. I. a) Global Landscape of Agricultural Insurance
Source: GIZ WP - Agricultural Insurance Innovations and Emerging Trends –
Hess, U., Hazell, P., Kuhn, S. – p.38

4. Emerging Trends

5. Barriers to Innovation
Data
Historical data
Weather stations
Basis risk/Actuarial capacity
Demand/Financial Literacy
Distribution

6. Drivers of innovation Digital delivery Remote sensing
Contract farming operators: increase deliveries and decrease side-selling

7. GPFI G20 Working Paper
Website: innovations-in-agricultural-finance

8. Back-up slides

9. III. b) Agri Insurance schemes for smallholders: >20,000 policies
Source: GIZ WP - Agricultural Insurance Innovations and Emerging Trends –
Hess, U., Hazell, P., Kuhn, S. – p.36

10. III. c) Agri Insurance for smallholders: <20,000 policies
Source: GIZ WP - Agricultural Insurance Innovations and Emerging Trends –
Hess, U., Hazell, P., Kuhn, S. – p.37