1. Affordable Care Act (ACA)
Mandate Review

2. ACA Individual Mandate
2014 – 2018: Individuals required to have minimum essential health insurance OR pay penalty while filing income tax returns
December 2017: Tax Cuts and Jobs Act passed which eliminated individual mandate penalty effective January 1, 2019
December 2018: Texas Judge ruled the individual mandate unconstitutional due to the elimination of penalty; furthermore, declared the entire ACA law invalid
Future of this litigation is unknown; therefore, all aspects of the ACA should continue to be administered/enforced.

3. ACA Employer Reminders Hours Worked Requirement
Required to offer affordable, minimum essential health insurance up to 95% of full-time employees (FTE)
FTE defined by the ACA as an employee that works an average of 30 or more hours per week
Required to report to the IRS annually regarding offers of affordable, minimum essential health insurance

4. ACA Employer Reminders Hours Worked Requirement
Institutions/Departments need to continue to keep student help under 25 hours per week
Per UPS Operational Policy: GEN 20
All supervisor should review Hours Eligible to Work Schedule on HR website (
under Current Employees – Student Employees

5. ACA Employer Reminders Marketplace Notice Requirement
Institutions should provide the Health Insurance Marketplace Notice to employees within 14 days of hire.
Human Resources provides this notice to new hires via contract letter; for students, via after hire/rehire
Important to process all hires timely so our institution can remain compliant with requirement

6. ACA Employer Reminders Shared Responsibility Penalties
Penalty I (no offer of coverage penalty) – Applies IF…
Employers do not offer affordable, minimum essential health insurance coverage OR
Do not offer to 95% of FTE’s AND at least one FTE gets coverage through the Marketplace AND receives a premium tax credit/subsidy
Penalty of $2,320 per FTE applies to all (but 30) FTE’s
Estimate $67.3 million for UW System

7. ACA Employer Reminders Shared Responsibility Penalties
Penalty 2 (inadequate coverage penalty) – Applies IF…
Employers offer health insurance coverage to 95% of FTE’s; however, not affordable OR does not provide minimum value AND at least one FTE gets coverage through the Marketplace AND receives a premium tax credit/subsidy
Penalty of $3,480 per year (or $290 per month) per FTE that receives premium tax credit/subsidy
April 2018: UW System received notice for 2015 plan year filing that contained 16 employees. After further review, it was determined that UW System owed a penalty for one employee. UW System responded to the IRS timely and paid a $3,120 penalty. Affected institution notified directly.

9. Benefits One-on-One Review Sessions
What is it?
Half hour consultation per employee to review current coverages and answer questions about your current and potential coverages
Available
Wednesday, March 13 & Thursday, March :00 - 4:00
Tuesday, March 19 & Thursday, April :00 – 6:00
Wednesday, April 17 & Thursday, April :00 – 4:00
How sign up?
sent from HR Benefits on Monday, March 4
Reserve your spot online via announcement

10. Benefits Retirement Presentation On-Site at UW Oshkosh
Presented by Human Resources Benefits Specialist
What?
Learn the basics of the WRS retirement program, investment options, planning considerations, insurances, leave, and more.
Open to all interested; no reservation required
When / Where?
Date
Location
Time
Thurs., March 21
Clow L101
11:00 – 12:30
Wed., March 27
Sage 1210
12:30 – 2:00

11. Benefits WRS Retirement Presentation Online & In-Person Statewide
Presented by Department of Employee Trust Funds (ETF)
What?
These evening presentations are free, two hours in length and designed for all WRS members, especially those who are within five years of retirement.
Online presentations require registration; in-person no reservation necessary
Where / When?
visit the ETF Bulletin:
Or go directly to interactive map:

12. Benefits Wisconsin Retirement System Live Webinars
Presented by Department of Employee Trust Funds (ETF)
What?
ETF is offering a series of 30-minute, live, interactive webinars that review WRS benefits. Individuals can also ask questions at the end of these sessions.
Where / When?
Visit the ETF live webinar schedule to register:

13. Benefits Biometric Screenings
For those that carry State health insurance
Monday, April 29 and Wednesday, May 8
8:00am – 12:30pm in Reeve Union
Sign up via StayWell –
No cost to you/spouse (including co-pay)
Have staywell site up to show the different features

14. Benefits Annual Health Fair
Mark Your Calendars: Monday, April 29, 2019
Reeve Ballroom from 9:00am – 1:00pm
Events:
Biometric screenings – pre-registration required
Free exercise courses – Albee Hall
Vendors from around the area
Watch your for details!

15. Prizes will be given to teams that have:
Best Team Name
Best Team Spirit day of (dress in best St. Patty’s Day attire)
Biggest Team
Race starts at 10:00am at SRWC
Day of Registration is from 8:30 – 9:30 am
Individual Registration: $20/person (early-bird deadline Mar 10)
Day of Race Registration: $25/person