1. Beyond the Paperwork: A Conversation About Estate Planning
Moderator: Steve Merlin, J.D
Cohen Pollock Merlin Turner, P.C.
Presenters: Jake Kaplan, M.B.A.,J.D.
Alston & Bird, LLP
Blair Rothstein, J.D, CFP
Register Financial Associates
Rabbi Ari Kaiman
Congregation Shearith Israel

3. Estate Planning Defined
Plan for me and my loved ones if I become disabled through powers of attorney
Give what I have by Will, Trust, beneficiary designation or ownership structure
To whomever I want
The way I want
When I want

4. The Basics What do I need: Health Care Directive
Financial Power of Attorney
Will or Trust
Asset information and PASSWORDS
“Just in Case” File

5. Common Planning Techniques
Owning property jointly
Designating a beneficiary
Signing a Will
Creating a Living Trust

6. Typical Plan Estate Assets Non-probate transfers
Property titled in your name
Jointly owned property
Life Insurance
IRA’s
401(k)’s
Annuities
Probate
Process
Your Will
Planned Distributions

7. Probate: What is it?
The legal process by which title to property is transferred from the deceased to his or her beneficiaries as designated in a Will. It may include:
Bank Accounts
Real Estate
Automobiles
Brokerage Accounts
Stocks, Bonds

8. Common Pitfalls and Problems
Survivors lack information about financial affairs and digital assets
Surprises
Titling of assets
Out of date documents
Beneficiary designations
Wills

10. Jewish Law Orthodox Halacha provides that:
A husband inherits from his wife
A wife does not inherit from her husband
Sons inherit from their parents
Daughters do not inherit (unless there are no sons)
firstborn sons are entitled to a double distribution of certain assets