1. December 14 – ALA Indiana Holiday Luncheon
January 9 – Labor & Employment Law Update
February 13 – Business Partner & Member Program,
State of the Chapter, Election of Board Members
March Educational Forum
Adam E. Gwaltney, Agent, Ritman & Associates

2. Insurance for Lawyers

3. Insurance 101: It’s Not What it Used to Be

4. Presented by: Adam E. Gwaltney, Agent And Eric Redman, Agent Specializing in Professional Liability Insurance

5. Risk Accept Avoid Transfer Reduce Ignore
Adam E. Gwaltney, Agent, Ritman & Associates

6. Accept – Certain risks are un-insurable; high deductibles on a policy
Avoid – Areas of practice, business location, employee/partner screening
Transfer – Insurance products transfer risk from you to an insurance contract

7. Reduce – Risk management, analysis, controlling a risk
Ignore – Head buried in sand, don’t care, misidentified or unidentified

8. Legal Malpractice Increasing claim severity Increasing claim frequency
More complex claims
Technology, co-counsel and referrals

9. The Top 10 Malpractice Traps
Missing deadlines
Conflicts of interest and matter
Client relations that stink
Ineffective client screening
Inadequate research and investigation
Lack of adequate documentation
Inappropriate involvement in client interests
Overzealous pursuit of past due legal fees
Stress and substance abuse
And
10. Thinking you will never be sued!

10. Cyber Liability/Data Rapidly evolving landscape Clients requiring
Duty to protect information
Theft of data: Client / Employee

11. Crime FBI states Law Firms are a top soft target for cyber crime
Social Engineering Fraud
Clients requiring coverage

12. Business Owners Gaps in coverage Valuable papers
Coverage misconceptions

13. Workers Compensation Who is an “Employee” Independent Contractors
Of Counsel
Temporary, leased employees
Are Partners covered
Work Comp Audits

14. Disclaimer
This information is written from an insurance perspective and is meant to be used for informational purposes only. It is not the intent to provide legal advice, or advice for specific fact, situation or circumstance. Contact legal counsel for specific advice.