1. Apples of Gold…Settings of Silver
The Church Professional’s Guide to Financial Discipleship
April 1, 2010

2. The Debt Squeeze by Ron Blue

3. The Debt Squeeze by Ron Blue
Four common causes for debt problems:

4. The Debt Squeeze by Ron Blue
Four common causes for debt problems:
a lack of discipline,

5. The Debt Squeeze by Ron Blue
Four common causes for debt problems:
a lack of discipline,
a search for security,

6. The Debt Squeeze by Ron Blue
Four common causes for debt problems:
a lack of discipline,
a search for security,
a search for significance,

7. The Debt Squeeze by Ron Blue
Four common causes for debt problems:
a lack of discipline,
a search for security,
a search for significance,
a lack of contentment

8. The Debt Squeeze by Ron Blue
Four common causes for debt problems:
a lack of contentment
“I have learned to be content in whatever circumstances I am I know how to get along with humble means, and I know how to live in prosperity. I can do all things through Him Who strengthens me.” Philippians 4:11-13

9. Four components to good stewardship:
Giving
Saving
Budgeting
Debt reduction & elimination

10. Four components to good stewardship:
#1 Giving
Proverbs 3:9 – “Honor the Lord with your possessions, and with the first fruits of all your increase.”
Malachi 3:10 – “Bring all the tithes into the storehouse, that there may be food in my house.”

11. Four components to good stewardship:
#1 Giving
Three categories of giving

12. Four components to good stewardship:
#1 Giving
Three categories of giving
Tithing

13. Four components to good stewardship:
#1 Giving
Three categories of giving
Tithing
Freewill

14. Four components to good stewardship:
#1 Giving
Three categories of giving
Tithing
Freewill
Sacrificial

15. Four components to good stewardship:
#2 Saving
Proverbs 21:20 – “There is desirable treasure and oil in the dwelling of the wise, but a foolish man squanders it.”

16. Four components to good stewardship:
#2 Saving
Five reasons to save:

17. Four components to good stewardship:
#2 Saving
Five reasons to save:
Financial emergencies,

18. Four components to good stewardship:
#2 Saving
Five reasons to save:
Financial emergencies,
Loss of income source,

19. Four components to good stewardship:
#2 Saving
Five reasons to save:
Financial emergencies,
Loss of income source,
Retirement,

20. Four components to good stewardship:
#2 Saving
Five reasons to save:
Financial emergencies,
Loss of income source,
Retirement,
Education expenses, and

21. Four components to good stewardship:
#2 Saving
Five reasons to save:
Financial emergencies,
Loss of income source,
Retirement,
Education expenses, and
Big ticket purchases.

22. Four components to good stewardship:
#3 Budgeting
Proverbs 27:23 – “Be diligent to know the state of your flocks and attend to your herds; for riches are not forever, nor does a crown endure to all generations.”

23. Four components to good stewardship:
#3 Budgeting
5 components of the budget.

24. Four components to good stewardship:
#3 Budgeting
5 components of the budget.
Giving

25. Four components to good stewardship:
#3 Budgeting
5 components of the budget.
Giving
Saving

26. Four components to good stewardship:
#3 Budgeting
5 components of the budget.
Giving
Saving
Taxes

27. Four components to good stewardship:
#3 Budgeting
5 components of the budget.
Giving
Saving
Taxes
Debt repayment

28. Four components to good stewardship:
#3 Budgeting
5 components of the budget.
Giving
Saving
Taxes
Debt repayment
Living expenses

29. Four components to good stewardship:
#4 Debt reduction & elimination
Romans 13:8 – “Owe no one anything except to love one another…”

30. Joseph – A Model Steward

31. Joseph – A Model Steward
Principle #1 – God does bless the good steward.
Genesis 39:1-6

32. Joseph – A Model Steward
Principle #2 – It is not a matter of “if” an emergency will occur in our lives but “when” will it occur.
Genesis 41:14-32

33. Joseph – A Model Steward
Principle #3 – We are to have a plan.
Genesis 41:33-36

34. Joseph – A Model Steward
Principle #4 – Be a blessing to others.
Genesis 41:39-41

35. Joseph – A Model Steward
Principle #5 – Meet the needs of our family.
Genesis 45:9-11

36. God’s laws of finances are the same for all of us.

37. God’s laws of finances are the same for all of us.
The need to develop and utilize a financial plan that incorporates giving, saving, budgeting, getting out of and staying out of debt.

38. God’s laws of finances are the same for all of us.
The need to develop and utilize a financial plan that incorporates giving, saving, budgeting, getting out of and staying out of debt.
The need to consistently live on less than we earn.

39. The goal of the godly steward is to handle our finances in such a way that we:

40. The goal of the godly steward is to handle our finances in such a way that we:
Develop a closer relationship with God,

41. The goal of the godly steward is to handle our finances in such a way that we:
Develop a closer relationship with God,
Are free to serve Him more,

42. The goal of the godly steward is to handle our finances in such a way that we:
Develop a closer relationship with God,
Are free to serve Him more,
Are financially able to help fund the Great Commission.