1. Eric Mazzocco, Jake Smith, Ian Anderson
Online Payment System
Eric Mazzocco, Jake Smith, Ian Anderson

2. What is OPS? An Online Payment System Pays your bills automatically
Pays your bills when you want

3. User Activities Create an Account Log Into An Account
Users can create an account associated with one or more bank accounts
Log Into An Account
Allows the authenticate with the system to access their private records
Log Out of the Account
Allows the user to close the connection with the server so no one else can use their account

4. User Activities (Continued)
Retrieve Funds From Bank Account
Allows the user to withdraw funds from their registered bank accounts and insert them into their OPS account
Withdraw Funds from OPS
Allows the user to deposit their funds from OPS back into their registered bank accounts
Make Payment
Make payment to another registered OPS user
Checks to see if the user's payment will bounce – if so warns the user via

5. User Activities (Continued)
Setup Periodic Payment
Allows the user to set up a time based payment that occurs at a user set interval
Generate History of Account
Allows the user to generate a report on their account usage in either a monthly format or a time period determined by the user

6. User Activities (Continued)
Change Information
User can change their Billing Information
User can change their Main Bank Account
User can change their User Information
User can remove a bank account from their OPS account
User can add a bank account to their OPS account

7. Administrator Activities
Manage Accounts
Allows changing of any user's Information
Allows viewing of any user's usage history
Allows creation of a user account
Allows deletion of any user account
Freeze an Account
Allows the administrator to put a hold on an account's activity as it is being investigated for improper usage

8. The User Interface OPS will be a web based application
It will have a relatively simplistic interface to allow novice users easy access
Activities will be grouped logically
It will be usable by any browser with no external plug-ins
It will not have any sort of Flash content in it whatsoever

9. Information Sources and Destinations
All information will be initially inputted by the user
This information will then be verified by the user's bank
All information will then be stored securely on our servers and used for bill payment

10. Inconsistencies and Questions
Can we have multiple OS accounts per bank account?
Answer: No, this is not an option as it has a very high potential for abuse by the user
Can we have multiple bank accounts assigned to one OPS account?
Answer: Yes, as long as the bank account is not assigned to another account

11. Inconsistencies and Questions
Do you need an OPS account to receive money from an OPS account?
Answer: Yes, one will require an account to receive money to ensure secure transactions
Does OPS automatically retrieve funds from one's bank account?
Yes, this will be an option for the user to save them time

12. Inconsistencies and Questions
If the bank account that is registered with the OPS account is closed, what happens?
Answer: The user is given 30 days to assign a new bank account before their account is frozen
Is it possible to switch bank accounts?
Yes, this is an option available under Change Information

13. Inconsistencies and Questions
Is it possible to change user information?
Answer: Yes, this is possible via the Change Information page
Can OPS change currency for international billing?
Yes, this is a desired service and therefore will be implemented

14. Inconsistencies and Questions
Who runs OPS?
Answer: OPS is an outside organization looking to improve the ease of commerce in the world
Should there be a charge for the service?
Yes, OPS is a business and therefore looking to make a profit

15. Inconsistencies and Questions
Can you withdraw money from your OPS account and deposit it into your bank account?
Answer: Yes, this will be allowed
Will there be a limit on the amount of withdrawals?
Answer: Yes, otherwise users may abuse this ability and waste our resources

16. Inconsistencies and Questions
Is there a limit on the number of bill payments?
Answer: No, one can pay as many bills as they wish

17. The Use Case Diagram