1. By: Shelby, Dana, Jessica, Diana
Financial Wellness
By: Shelby, Dana, Jessica, Diana

2. Financial Wellness
Having a savings, retirement, and emergency fund while still being able to keep a stable financial life.

3. Skills financial wellness involves:
Knowing how to manage your money.
Using self discipline to live within your means.
Using credit cards wisely
Staying out of debt
Meeting your financial obligations
Having long-range financial plan
Saving.

4. The Steps To Getting or Staying out of debt
Know where your money is going
Categorize
Make a Budget
Set Guidelines & Goals
Keep Going
Avoid Using Credit Cards
Credit Card Debt
Pay Yourself First
Financial Literacy & Planning for the Future
Tips For Those Who are Going to School Full Time With Little or No Income

5. Issues of Financial Wellness
Bills or Credit Card Payments
Mortgages or Rent Payments
No Retirement Fund
Household Spending
Not Having A Budget
Forgetting To Save or Not Knowing How To
Overspending
Mishandling Credit Cards

6. Sources: “Opening Doors” by Janet Elder & Joe Cortina www.youtube.com
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